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- 🐐Title Underground: Leftovers in the Fridge, No Links in This Email—Blame the Tryptophan
This Week in the Title Underground (30-November-2025): Still in a Turkey Coma? Same. Back Wednesday.
- 🐐Wire Fraud Who? Links, Lessons, and Less Fraud from Closinglock 🔒
Fraudsters Hate This Page: Close Safer, Work Smarter
- 🐐Title Underground: Niche Goldmines, Avoid Landmines, Does the Deacon Sign the Deed?
This Week in the Title Underground (23-November-2025): Notaries guessing, feds progressing, underwriters stress-assessing, and the regulators still coalescing
- 🐐Akira Ransomware Is Coming for Small Title Agencies
Here’s How to Avoid Becoming Their Next Victim — Even Without an IT Department
- 🐐Title Underground: FICO Falls, Redlining Calls, CFPB Just Threw a Stone
This Week in the Title Underground (16-Nov-2025): As Washington reshapes the rules of credit and discrimination, the path to homeownership bends, keep an eye on the trends
- 🐐CFPB Wants to Kill Disparate Impact. Will a Return of Redlining Shrink Homeownership for Millions?
CFPB Wants to Roll Back Fair Lending. Borrowers, Realtors, Title Agents, and Even Lenders Will Pay the Price for Bad Politics.
- 🐐2025 ALTA One Wicked Awards
Our semi-official, totally un-sanctioned round-up of the best & boldest. It’s a not-so-serious look at the serious business of title. 🏆
- 🐐🧩 Key Changes in Credit Scoring for Mortgage Markets and What this Means for Title Business Opportunities
The Federal Housing Finance Agency (FHFA) is rolling out major updates to credit scoring models for loans sold to Fannie Mae and Freddie Mac—and the ripple effects will hit your closing tables sooner
- 🐐Title Underground: Frozen FIRPTA, Fiery RESPA, and How Title Agents Can Cash In (Take 2)
This Week in the Title Underground (9-Nov-2025): FIRPTA’s frozen, RESPA’s heating up, and Fannie just torched the credit score floor. Title chaos? We call it Tuesday. Here’s what to do next.
- 🐐 Title Underground: Frozen FIRPTA, Fiery RESPA, and How to Cash In
This Week in the Title Underground (9-Nov-2025): FIRPTA’s frozen, RESPA’s heating up, and Fannie just torched the credit score floor. Title chaos? We call it Tuesday. Here’s what to do next.
- 🐐Frozen FIRPTA, Fiery RESPA, and How Title Agents Can Cash In
This Week in the Title Underground (9-Nov-2025): FIRPTA’s frozen, RESPA’s heating up, and Fannie just torched the credit score floor. Title chaos? We call it Tuesday. Here’s what to do next.
- Closinglock SecurePay Recognized at Money20/20 for Redefining How Money Moves in Real Estate
Money 20/20 honors Closinglock for innovation in payments as SecurePay delivers faster, insured, and fraud-proof ways to move real estate funds.
- 🐐Title Underground: Foreign Money & Federal Flux. When's the Next Title Shockwave? 02-November-2025
FIRPTA, FinCEN, and property-tax reform are rewriting your risk checklist. Here’s what’s coming for your escrow, your liens—and your sanity.
- 🐐How I Stopped Bleeding Money
Title Agent's Guide to Minimizing Losses from Canceled Deals. Learn how top agents are protecting their bottom line with smarter policies, better timing, and practical strategies you can implement immediately.
- 🐐🎙️20% of My Files Canceled Last Year—Here’s How I Stopped Bleeding Money
What do you do when a deal collapses mid-stream and you’ve already spent hundreds? How can title agencies protect themselves?
- BND: Strategy Room Clip - Economic Indicators
Due to the Thanksgiving holiday, not much in the way of economic indicators for this coming week.
- BND: Strategy Room 12-6-2025
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators, and all things banking for the week. 🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/6515721497214976
- Don’t Buy Land Without This Slope Report
Land Portal: https://go.retipster.com/landportal/yt-4FpW5Rf5MEA (REtipster Affiliate Link) The Hidden Dangers of Sloped Land (Topography Research for Vacant Lots): https://youtu.be/sloaspfNT7Y?si=fgZpHVLgd20RcIHt Full Blog Post: https://retipster.com/slope-savvy/?utm_source=youtube&utm_medium=social&utm_campaign=blog&utm_content=4FpW5Rf5MEA Most land investors completely overlook the slope of their properties until it’s too late. A steep parcel can wreck your budget, kill […]
- 5 Life-Ruining Mistakes for New Home Owners
Full Blog Post: https://retipster.com/homebuyingmistakes/?utm_source=youtube&utm_medium=social&utm_campaign=blog&utm_content=S6xdYjlTewA I’ve bought a few houses in my life, and every time, I’ve learned something new the hard way. In this video, I break down the most overlooked (but crucial) things you need to research before you buy a house. From hidden traffic issues and bad neighbors to expensive repairs and sketchy cell reception, I’ll help you avoid the headaches I […]
- Building Strong Estate Planning Client Relationships | What Every Professional Should Know
In this episode of Conversations with My Real Friends®, Jennifer Felten welcomes Robert Triplett, Esq., owner of Family Security Law Group, to talk about “Estate Planning Client Relationships.” An essential part of estate planning is navigating life changes with clients, whether it’s marriage, children, aging, or unexpected events. Robert shares how building strong, trust-based relationships allows attorneys to better guide clients through these transitions with clarity and care. […]
- Our food system is in serious trouble One farmer has a plan!
America’s farm system is in trouble. Parts of it are collapsing in real time. Over regulation is crushing small farmers. An Idaho farmer named Steve Jarvis has a plan. It entails wiping out every farmer’s debt! Very radical, but he might be on to something. Any bank or banker that is involved with agricultural lending should listen to this episode. If your state is highly dependent on agriculture, you should listen to this episode. This episode examines an article from The Epoch Times […]
- Commercial Is King: What the Big 4 Just Taught Us About 2026
The Big Four underwriters, FNF, First American, Stewart, and Old Republic, just redefined the title landscape. In this episode, Crosby and Zina unpack the Q3 results that prove the market isn’t depressed, it’s evolving. They break down how the “tech titans” are restoring profit margins through automation and digital platforms, while challengers like Stewart double down on agency recruitment and Old Republic stands firm in disciplined underwriting. If you’re planning for 2026, this is […]
- BND: Strategy Room Bonus - Update on mortgages and housing
This BND: Strategy Room Bonus episode is an update on mortgages and housing. This clip is from the BND: Strategy Room Live Stream from 11-15-2025.
- 4 lessons to learn from a fake seller incident in Iowa
An experienced Iowa real estate agent spent nearly $1,000 marketing a property, only to discover the seller was a fraud. Fake sellers continue doing their best to list properties that don’t belong to them and collect a cash sale before anyone notices. Although seller impersonation fraud isn’t receiving as much attention as it did a
- Land Investors: Stop Overpaying for Skips!
StrideSkip: https://go.retipster.com/strideskip/yt-3dzW37uOaNU In this video, I’ll show you how to bulk skip trace a list of property owners using Stride Skip. This tool is fast, easy, and one of the cheapest options I’ve ever found. Whether you're a land flipper or real estate investor working with large lead lists, this is a game-changer. I’ll walk you through exactly how it works, how to upload your list, and what kind of results you can expect. You don’t need to be a Stride […]
- Podcast: Affordable Cash-Flowing Properties for New and Seasoned Investors
Not all real estate has to come with a hefty price tag. There are still markets where homes are affordable, tenant demand is solid, and turnkey providers make it easier for both new and seasoned investors to step into cash-flowing opportunities. In this episode, we take a closer look at some of these markets and The post Podcast: Affordable Cash-Flowing Properties for New and Seasoned Investors appeared first on The Real Estate Guys Radio Show.
- BND: Strategy Room Clip - Jeremy Powell's replacement?
President Trump has stated that he knows Jeremy Powell's replace and that the individual will be named soon. Powell's term ends in May 2026.
- Title Issues Every Buyer, Seller & Agent Should Understand | Real Estate Law Explained
In this episode of Conversations with My Real Friends®, Jennifer Felten sits down with Christy Rueckert of Pinnacle Estate Properties, Inc. to talk about the importance of “Title Issues.” Title problems can derail a real estate transaction faster than almost anything else. In this video, Christy and Jennifer discuss some of the most common, and most costly, title issues that buyers, sellers, and real estate professionals encounter, and how to resolve them before they become […]
- Title insurance vital to reduce risk on refinances
Mortgage refinance demand is 111% higher than last year, a surge fueled by declining mortgage rates and renewed interest from homeowners looking to improve their financial position. Refinancing can certainly be a smart move—a way to lower monthly payments, consolidate debt, or tap into home equity. But this sense of routine can mask the very real risks involved. Many assume a refinance is simply a streamlined, less complicated process compared to purchasing a home. Yet recent industry data […]
- Stride CRM vs Zoho: No Contest - Joe Rinek Success Story
Get Your Business In Stride: https://go.retipster.com/stride/yt-Lm2gim1pvF8 I sat down with Joe Rinek to hear about his experience switching CRMs and why he ultimately chose Stride. After running into major frustrations with Zoho, Joe was blown away by how much simpler Stride made everything. We talk about what finally made him switch, how the training changed his business, and the automations that are saving him hours each week. If you're a land investor looking for a more powerful, […]
- Will envy be the doom of capitalism?
Envy is one of the seven deadly sins. Envy is defined as the intense desire to have an item or quality that someone else possesses. Envy is at the very heart of socialism. The recent creep in the U.S. toward socialism politically is very troubling. The U.S. has been here before in the 1930’s during the great depression. History has proven that socialism does not have the answers to economic problems that society seeks. Envy is a powerful vice, as is pride, greed, lust, gluttony, wrath, and […]
- Stride CRM vs Zoho: No Contest
*📊 Manage Land Deals Like a Pro with Stride CRM* https://go.retipster.com/stride/yt-M87_UT195rA I sat down with Joe Rinek to hear about his experience switching CRMs and why he ultimately chose Stride. After running into major frustrations with Zoho, Joe was blown away by how much simpler Stride made everything. We talk about what finally made him switch, how the training changed his business, and the automations that are saving him hours each week. If you're a land investor […]
- BND: Strategy Room Clip - AI regulation?
President Trump is seeking to put through an executive order that would prohibit states from passing their own AI regulation.
- Westcor’s ID verification tool helps prevent fraudulent transactions
Westcor’s ID verification tool helps prevent fraudulent transactions-Westcor Senior Vice President of Product Solutions Richard Murray spoke with The Title Report about this product that helps title professionals verify identities of buyers and sellers.
- AM Best affirms financial strength, credit ratings for First American companies
AM Best affirms financial strength, credit ratings for First American companies - AM Best affirmed the financial strength rating of A (excellent) and the long-term issuer credit ratings of “a” (excellent) of First American Title Insurance Co. and its title affiliates.
- Be the One They Call: Brenda Nelson on Becoming the Go-To Expert
What does it take to become the trusted, go-to expert in your field? In this episode, host Ann Allard sits down with Brenda Nelson to explore how reliability, knowledge, and confidence build professional credibility over time. Brenda shares her own journey, lessons learned, and practical advice for standing out as the person others turn to for answers. Whether you're just starting out or looking to level up, this episode is full of insights on how to earn trust—and keep it.
- Navigating the New Massachusetts Real Estate Withholding Rules (Video)
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- Signed, Sealed…Misdelivered? Mastering the Maze of Conveyancing Documents (Video)
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- A Season of Gratitude at Westcor
By Angela Fling | Senior Vice President, Central Area Manager As the year winds down, it’s a natural time for reflection. For me, this reflection is filled with a deep sense of gratitude for the journey we’re on at Westcor. It’s a feeling that extends from my immediate team to the broader community we are privileged to serve. Our Foundation: Culture and People I’m so thankful for this company, the culture we’ve built, and the amazing people I get to work with […]
- Save the Date (February 11, 2026)
Save the DateFebruary 11, 2026DCLTA is joining the Maryland Land Title Association to hold a joint seminar at The Great Room at Savage Mill in Savage, MD. More details to come.
- House Prices Accelerate for First Time in Nearly a Year, According to First American Data & Analytics Monthly Home Price Index Report
SANTA ANA, Calif., Nov. 18, 2025 – First American Data & Analytics, a leading national provider of property-centric information, risk management and valuation solutions and a division of First American Financial Corporation (NYSE: FAF), today released its October 2025 Home Price Index (HPI) report. The report tracks home price changes less than four weeks behind real time at the national, state and metropolitan (Core-Based Statistical Area) levels and includes metropolitan price tiers […]
- Webinar – Tax Sales in Mississippi: From Notice to Policy—Avoiding the Landmines – December 11, 2025
Join us on Thursday, December 11, 2025, from 11:30 am to 12:30 pm, for a live webinar. Patrick Everman, Partner | Bradley, will be our presenter. Mississippi’s…
- Making the Connection: Joe Alvis on the Power of Networking
In this engaging episode, host Ann Allard sits down with Joe Alvis to explore how meaningful networking can open doors, build relationships, and grow your business. Joe shares his approach to making authentic connections, tips for navigating networking events, and how to turn casual conversations into lasting professional opportunities. Whether you're a seasoned networker or just getting started, this episode offers practical insights to help you connect with purpose.
- FinSinners Part 1: The Basics of Money Laundering and FinCEN’s Hidden World
How do global FinSinners from cartels to corrupt foreign actors, use the financial system to wash trillions in dirty money every year? Former CIA spy and Treasury Special Agent John Cassara joins hosts Sarah Frano and Matt Sager to expose how global FinSinners, our name for the criminals who twist and exploit the very rules designed by FinCEN, move billions through banks, shell companies, and even legitimate property transactions. You’ll learn how old-school crime meets modern finance and why […]
- Rowland Title Acquisition
Rowland Title Company, Inc., a Cornerstone of Anderson and Madison County Announces Sale to Meridian Title Company
- Bubble Busters – Debunking the Scariest Housing Headlines
In this episode of the REconomy Podcast™, Chief Economist Mark Fleming and Deputy Chief Economist Odeta Kushi shine a light on the housing market’s scariest headlines, exposing the myths shrouding reality. They explain why slowing price growth, a modest uptick in delinquencies, and low sales volumes point to a market that’s steadily rebalancing, rather than crashing. Don’t miss a single REconomy episode, subscribe today: https://blog.firstam.com/reconomy-podcast
- Closing Time with Iain Bryant: John Williams of Bluegrass Land Title Pt. 1
In this episode of closing time, John Williams CEO and Founder of Bluegrass Land Title. As one of the largest agents in the Midwest, John has seen many interesting closings throughout his career. He shares one of the most memorable he handled for a newlywed couple and how he pivoted from his initial dream of a career in hospitality to finally landing in the title insurance industry. Watch part 1 to hear how John went from thinking "title" was something only relating to cars to owning his own […]
- Smarter Together: Nate Baker on AI, Qualia, and the Future with Old Republic Title
In this forward-looking episode, host Ann Allard sits down with Nate Baker, CEO and Founder of Qualia, to discuss the transformative power of AI in the real estate and title industries. Nate shares how Qualia is leveraging AI to streamline workflows and improve the closing experience—and how its strategic partnership with Old Republic Title is driving innovation across the industry. Tune in for a behind-the-scenes look at the evolving technology landscape, what’s coming next, and how agents […]
- Closing Time with Iain Bryant: Amy Gregory of Florida Agency Network Pt. 2
In the second part of this episode of "Closing Time," Iain Bryan, Group President of Stewart Agency Services, discusses company culture and expansion with Amy Gregory, President of Florida Agency Network. As a fast-growing company, Florida Agency Network has used opportunity and innovation to expand and diversify services for its clients while investing in company culture and its employees. Starting as an office manager at one of Florida Agency Network's, Amy's current role as President […]
- Can we all just De-stress about Distress in Commercial Real Estate?
In this episode of the REconomy Podcast™, Deputy Chief Economist Odeta Kushi and Senior Commercial Economist Xander Snyder break down whether the commercial real estate market has reached peak distress, explaining why shifts in debt maturities, delinquency rates and sales activity across asset classes may offer a glimmer of optimism. Don’t miss a single REconomy episode, subscribe today: https://blog.firstam.com/reconomy-podcast
- ALTA ONE NYC: A Celebration of Excellence and Legacy
By Mike Trowbridge | Vice President, Regional Agency Manager ALTA ONE in New York City was more than just another industry conference. For Westcor and our incredible network of title agents, it was a milestone moment—a chance to celebrate success, honor a remarkable legacy, and connect with the people who make our work meaningful. Honoring Mary O’Donnell’s Legacy One of the most memorable highlights of ALTA ONE was the tribute to our CEO and President, Mary […]
- My Cousin Vinnie is an Expert
Paul F. AlphenMy cousin Vinnie, the retiring suburban real estate attorney, was on the Cape for a family wedding, so we made a point of getting together at my place after the festivities. Vinnie had, perhaps, recently completed his final function as a practicing attorney, as an expert witness in a land use case. I took him for a boat ride around Waquoit Bay, to tear him away from my bourbon collection. “Paulie”, Vinnie bellowed, “I was on the stand for the better part of four […]
- Withholding on Sales of Massachusetts Real Estate (Video)
Withholding Forms ScenariosWithholding Form - Maine Withholding Form - Rhode Island Withholding Form - Vermont · REBA Letter
- Building Your Brand: How Title Agents Can Shine in a Competitive Market
In the real estate industry, establishing a distinct and trustworthy brand is essential for title agents who want to stand out. A strong brand identity does more than just make you memorable; it builds credibility with clients and partners, creating a foundation for long-term success. For independent agents, developing a personal brand is a powerful way to communicate your expertise, reliability, and unique value proposition in a crowded marketplace. It's about showcasing what makes your...
- Webinar – Reading Between the Boundary Lines: What Your Land Survey Really Means – November 6
Presented by Michael S. McKay, Security Title Guarantee Corporation of Baltimore, Assistant State Manager Reading Between the Boundary Lines: What Your Land Survey Really Means…
- Cooling National House Prices Mask Regional Differences, According to First American Data & Analytics Monthly Home Price Index Report
SANTA ANA, Calif., Oct. 16, 2025 – First American Data & Analytics, a leading national provider of property-centric information, risk management and valuation solutions and a division of First American Financial Corporation (NYSE: FAF), today released its September 2025 Home Price Index (HPI) report. The report tracks home price changes less than four weeks behind real time at the national, state and metropolitan (Core-Based Statistical Area) levels and includes metropolitan price tiers […]
- The Impact of Bonds on Preliminary Injunctions
Stephen Wiseman What is a preliminary injunction? A preliminary injunction is a tool used by litigants to obtain relief from thecourt prior to the resolution of a case on the merits. They are only appropriate in certain circumstances, where a party may be irreparably harmed if an injunction is not granted while the case is pending. Rule 65 of the Massachusetts Rules of Civil Procedure provides specific requirements governing the issuance of injunctions, including that the party […]
- Boston’s Co-Purchasing Housing Pilot Program Considerations for Buyers Considering Co-ownership
Bridget M. Rose Last April, the Boston launched a new Co-Purchasing Housing Pilot Program (“Program”). The Program, which is one of several initiatives adopted inaccordance with Mayor Wu’s Boston’s 2025 housing strategy, is a new loan program intended to improve homeownership opportunities by encouraging co-purchasing to permit multiple households to leverage their combined purchasing power to acquire multifamily properties. Zero-percent interest deferred loans, payable upon […]
- Holy Moly, Who Will Sign the Deed? An Overview of Real Property Conveyances by Religious Organizations
Katherine Prifti Ownership of real estate by religious organizations raises unique concerns for conveyancing attorneys. When insuring the title to property owned by a religious organization, it is crucial you determine the various approvals required – not to mention, who should be signing the deed or mortgage. This article will discuss several types of religious organizations and outline who the authorized parties are to convey real property. In Massachusetts, a religious […]
- Open Wide: Sue Morgan on What a Bad Dentist Taught Her About Customer Care
In this eye-opening episode, host Ann Allard chats with Sue Morgan, who shares a not-so-sweet trip to the dentist—and the powerful customer service lessons it revealed. Sue reflects on how that uncomfortable experience translates to the way we treat clients in the title industry. With warmth and wisdom, she breaks down the do's and don'ts of customer care and reminds us why empathy, communication, and consistency matter more than ever.
- Dead Man Deeds: Haunting Real Estate Scams
Join Sarah and Matt in this spine-chilling Halloween special where they dive into the eerie world of real estate fraud where even the deceased aren't safe from scammers. From cyber criminals in hoodies to fraudsters trolling obituaries, this episode uncovers the dark and twisted tales of how properties are stolen using the identities of the dead. To stay ahead of fraud risks and cybercrimes in real estate, sign up for the First American CyberSmart Newsletter: […]
- Why the Housing Market Recovery is Less Reliant on Federal Reserve Rate Cuts than Many Believe
In this episode of the REconomy Podcast™, Chief Economist Mark Fleming and Deputy Chief Economist Odeta Kushi break down why Federal Reserve rate cuts don’t always translate into lower mortgage rates and how today’s complex economic environment may make the housing market less rate sensitive than many believe. Don’t miss a single REconomy episode, subscribe today: https://blog.firstam.com/reconomy-podcast
- Why the Housing Market Recovery is Less Reliant on Federal Reserve Rate Cuts than Many Believe
In this episode of the REconomy Podcast™, Chief Economist Mark Fleming and Deputy Chief Economist Odeta Kushi break down why Federal Reserve rate cuts don’t always translate into lower mortgage rates and how today’s complex economic environment may make the housing market less rate sensitive than many believe. Don’t miss a single REconomy episode, subscribe today: https://blog.firstam.com/reconomy-podcast
- Public Policy Issues Impacting Trusts & Estates Practitioners (Video)
- Annual Conference 2026 Registration – Early Bird Deadline Ends January 31
If you have not yet registered for the Annual Conference scheduled for Monday, April 20 and Tuesday, April 21, 2026, at The Jung Hotel in New Orleans,…
- The ABC’s of HOA’s
- What Does Title Insurance Cost
The cost of title insurance is based on the purchase price of your home as well as the state the property is located, so it will vary. According to one source*, in California the average homeowner’s title insurance policy cost is about $830 for a $200,000 home purchase. Title defects aren’t common, but when they do occur, the result can be serious. It could even result in the loss of the property!
- What Does Title Insurance Do
If a defect is not discovered or is undiscoverable through the title search, and later causes a problem with the title, a title insurance policy helps cover the cost of resolving the issue. Of course, this is a simplified explanation of title insurance – defects in title can be very complicated. For example, a prior owner could have had unpaid property taxes, construction bills, or a previous unpaid mortgage! Any of these problems could result in a lien against the property. A lien is a […]
- What Transactions Are Reportable Under FinCEN’s 2026 Residential Real Estate Rule?
🏠 FinCEN Residential Real Estate Reporting: What’s Covered? The clock is ticking toward the implementation date of the FinCEN Residential Real Estate Rule! Doreen Strothman, Underwriting & Claims Counsel for Security Title Guarantee Corporation of Baltimore, breaks down what counts as a covered or reportable transfer under the rule. 👉 You’ll learn: Which property types qualify as residential real estate under the new rule What defines a “non-financed transfer” […]
- October Research LLC Hosts Two Webinars This Month
October Research LLC Hosts Two Webinars This Month Q4 Economic Outlook featuring Sam Williamson 2 p.m. ET, Oct. 16th Join us for the next edition of the popular Economic Outlook series featuring First American’s Sam Williamson, where you’ll gain the timely insight needed to close out 2025 with confidence and prepare strategically for 2026. This webinar will break down the latest economic developments, including the recent […]
- What Are Reasonable Accommodations for Condominium Residents?
Dawn D. McDonald Problem: The covenants of our association prohibit pets. An owner who moved in recently is blind and has a seeing-eye dog that she insists sheshould be allowed to keep. When the board cited her for violating the covenants and began fining her, she sued. Solution: This situation is not unusual, but can be problematic for boards, especially if they do not understand what the law requires. The federal and state fair housing laws require housing providers (including […]
- What Leases Say Is Important - What they Don’t Say Can Be Problematic
Dillon Brown It has been said so often it is trite but nonetheless true: An oral contract isn’tworth the paper it’s written on. Also, true but not said nearly often enough: A written lease isn’t worth much either if it doesn’t contain the language needed to protect the landlord. Residential Leases What should residential landlords not include in their leases? Specifically, a newly-enacted Massachusetts law prohibits landlords from charging their broker’s […]
- Larry Wasson Honored with Lifetime Achievement Award
Larry A. Wasson, President of North Vernon Abstract Co. Inc., was recently presented with the Lifetime Achievement Award by the Indiana Land Title Association (ILTA) at its annual President’s Banquet.
- FinCEN Announces Postponement of Residential Real Estate Reporting Until March 1, 2026
FinCEN Announces Postponement of Residential Real Estate Reporting Until March 1, 2026 WASHINGTON––To reduce business burden and ensure effective regulation, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) today announced that it will postpone reporting requirements of the Anti-Money Laundering Regulations for Residential Real Estate Transfers Rule (RRE Rule) until March 1, 2026. FinCEN is […]
- Guide to Judicial Tax Sales For Examiners & Underwriters in Virginia
Article by Jerry C. Booth, Jr. I. Introduction A judicial tax sale is a legal process used to collect delinquent real estate taxes by selling the property through a proceeding in the local circuit court. The procedure is governed by Article 4 of Chapter 39, Title 58.1, et. seq, of the Code of Virginia. The … Continue reading Guide to Judicial Tax Sales For Examiners & Underwriters in Virginia
- The originator’s playbook: Competing and growing in a shifting market
As interest rates continue to ease and borrower confidence rebuilds, originators are operating in a market that demands both adaptability and creativity. To better understand how mortgage professionals are approaching today’s environment, I asked four experienced originators to share how they’re guiding clients, leveraging non-qualified mortgage (non-QM) solutions, and refining their playbooks to stay competitive. What emerged was a shared message of optimism and resilience, as well […]
- ⏰ 3 Days Left to Save!
Don't miss the best sale of the year November 28, 2025View in Browser The most claimed offer of the year! Only 3 days left to claim. Don't Miss Out!$79 for 1 yearOr 👉 $7.99/month for 1 year Claim Offer Limited time offer. Sale ends November 30th. RECENT REAL ESTATE NEWS: Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac One of four Democrats subjected to criminal referrals by Pulte, Swalwell claims FHFA director "exercises unchecked control" over the mortgage giants […]
- Connecticut governor signs bill to tackle affordable housing shortage
Connecticut Gov. Ned Lamont (D) on Wednesday signed a housing bill aimed at addressing the state’s shortage of affordable housing. H.B. 5002, a “much-debated” bill, according to CT Insider, passed during a special session in early November. The bill is a compromise from the version that Lamont had vetoed in June, which was followed by a special session to allow lawmakers more time to revise the legislation. “I think for housing to continue growing successfully, it has to […]
- Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac
One of four Democrats subjected to criminal referrals by Pulte, Swalwell claims FHFA director "exercises unchecked control" over the mortgage giants and has abused his position by scouring their databases to concoct unfounded accusations of mortgage fraud.
- Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac
One of four Democrats subjected to criminal referrals by Pulte, Swalwell claims FHFA director "exercises unchecked control" over the mortgage giants and has abused his position by scouring their databases to concoct unfounded accusations of mortgage fraud.
- CFPB tees up second funding battle with Supreme Court
Now that the Consumer Financial Protection Bureau has refused to request funding from the Federal Reserve System, many experts see the case making its way to the Supreme Court.
- Exclusive: Investors anchor housing market as non-QM loans surge
Through the first six months of 2025, the share of U.S. home sales that went to real estate investors ranged from 29% to 32% — roughly 3 in every 10 purchases. Despite affordability challenges, investor-buyers have sustained their record market presence throughout 2025 — exceeding pandemic-era peaks of 27.2% in February 2022 and post-pandemic peaks of 27.1% in January 2024. Investors maintained a 30% purchase share in September, according to real estate analytics firm […]
- This Week in Democracy – Week 45: Trump Gets Away With Efforts to Overturn 2020 Election – Again
Another week of Zeteo's project to document the ongoing growth of authoritarianism in Trump's second term.͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ […]
- FHFA reveals Fannie and Freddie conforming loan limits for 2026
The Federal Housing Finance Agency (FHFA) has announced new conforming loan limits for mortgages eligible for purchase in 2026 by its regulated entities Fannie Mae and Freddie Mac. In most areas of the U.S., the cap for one-unit properties will be $832,750 next year, an increase of $26,250 from 2025. The Housing and Economic Recovery Act, signed into law in 2008 by President George W. Bush in response to the 2008 financial crisis, requires the FHFA to annually update the limits […]
- FHFA reveals Fannie and Freddie conforming loan limits for 2026
The Federal Housing Finance Agency (FHFA) has announced new conforming loan limits for mortgages eligible for purchase in 2026 by its regulated entities Fannie Mae and Freddie Mac. In most areas of the U.S., the cap for one-unit properties will be $832,750 next year, an increase of $26,250 from 2025. The Housing and Economic Recovery Act, signed into law in 2008 by President George W. Bush in response to the 2008 financial crisis, requires the FHFA to annually update the limits […]
- Purchase mortgage activity rises in weekly survey
Purchase activity increased despite a small uptick in borrowing costs while refinance activity shrank to its lowest level in two months, the latest survey of mortgage applications from the Mortgage Bankers Association (MBA) shows. Seasonally adjusted mortgage application volumes rose 0.2% for the week ending Nov. 21, falling 2% on an unadjusted basis according to the MBA’s Market Composite Index, a measure of mortgage loan application volume. The purchase component index […]
- Homebuyers came out in force last week, and rates are trending down
Applications for purchase mortgages hit a seasonally adjusted 2025 high last week, with FHA, VA, and USDA applications for less pricey homes driving the surge.
- Housing Market Outlook 2026: Resets, Risks, and Road to Recovery
In this excerpt from our full November cover story, Rick Sharga, Founder and CEO of CJ Patrick Company, offers a sweeping analysis of where the housing market stands as 2026 approaches. From his view of a five-year “reset” to the latest signals on delinquencies, investor activity, demographic pressure, and policy risks, Sharga breaks down the economic forces and industry blind spots that will shape the year ahead. How would you characterize the housing market heading into 2026: […]
- Housing Market Outlook 2026: Resets, Risks, and Road to Recovery
In this excerpt from our full November cover story, Rick Sharga, Founder and CEO of CJ Patrick Company, offers a sweeping analysis of where the housing market stands as 2026 approaches. From his view of a five-year “reset” to the latest signals on delinquencies, investor activity, demographic pressure, and policy risks, Sharga breaks down the economic forces and industry blind spots that will shape the year ahead. How would you characterize the housing market heading into 2026: […]
- Connecticut governor signs bill to tackle affordable housing shortage
Connecticut Gov. Ned Lamont (D) on Wednesday signed a housing bill aimed at addressing the state’s shortage of affordable housing. H.B. 5002, a “much-debated” bill, according to CT Insider, passed during a special session in early November. The bill is a compromise from the version that Lamont had vetoed in June, which was followed by a special session to allow lawmakers more time to revise the legislation. “I think for housing to continue growing successfully, it has to […]
- Realtor who tipped Pulte to Schiff loans now a witness [EXCLUSIVE]
Christine Bish, a Realtor in California's Sacramento Valley, sent a trove of documents to FHFA Director Bill Pulte. Now the DoJ, FBI and FHFA want to know who else she's talked to.
- Fannie and Freddie cleared to back loans of up to $832,750 in 2026
The $26,250 increase in Fannie and Freddie’s baseline single-family conforming loan limit is the smallest since 2020, but pushes the ceiling in high-cost markets to $1,249,125.
- Alaska Fee, DRLP, LOA Updates
- Idaho November Newsletter
- Kansas License Classes Fee Reduction
- Head of Instagram: You’re missing reach if you don’t do these 5 things
Instagram rewards the people who adapt, experiment and show up consistently, Jimmy Burgess writes. Use it to create momentum in 2026.
- Global luxury real estate market sees Q3 slowdown, New York remains resilient
The Q3 2025 Global Super-Prime Intelligence report recently came out. This is a unique tracker of residential sales above $10 million across the world’s 12 leading global luxury markets. The headline is simple enough: 474 sales, with a combined […]
- Radian is setting the pace: Modernizing RTL and DSCR lending
Business purpose lending is experiencing a period of accelerated change. Rising securitization activity, new entrants, tighter regulatory expectations, and increased investor scrutiny are helping to reshape lenders’ thinking about RTL and DSCR […]
- Why your brand needs a ‘vibe’ (not red and green) this holiday season
Holiday marketing is shifting from years past as brands respond to tighter budgets, Gen Z influence rises and culture is shaped by hyper-specific aesthetics. From Uber’s grounded storytelling to Heinz’s nostalgia play and Meta’s AI tools, this […]
- Hits and Misses for the Real Estate Week of Nov. 24-28
Thought leaders saying the right thing, revenge seekers doing the wrong thing, and a new movie and book worth pursuing. Continue Reading Hits and Misses for the Real Estate Week of Nov. 24-28 The post Hits and Misses for the Real Estate Week of […]
- 2 Mexican Nationals Arrested for Fraudulent Home Sales
Victor Hugo Villalobos Almazan and Nayeli Noemi Montoya Rodriguez pretended to be the owners of vacant or undeveloped plots of real estate. Continue Reading 2 Mexican Nationals Arrested for Fraudulent Home Sales The post 2 Mexican Nationals […]
- Detroit City Council Approves New 15,000-Seat Stadium
The Detroit City Council approved the proposal by the Detroit City Football Club’s (DCFC) to construct a 15,000-seat stadium and other community projects in Southwest Detroit. CBS News reports the DCFC will build a 421-parking deck and 76-unit […]
- New ‘Mansion Tax’ Coming to England
Tens of thousands of properties could be impacted by this new tax, with most of the residences located in London. Continue Reading New ‘Mansion Tax’ Coming to England The post New ‘Mansion Tax’ Coming to England appeared first on Weekly […]
- Santa Fe to Link Minimum Wage Increases to Housing Affordability
Santa Fe's minimum wage will rise to $17.50 in 2027. Continue Reading Santa Fe to Link Minimum Wage Increases to Housing Affordability The post Santa Fe to Link Minimum Wage Increases to Housing Affordability appeared first on Weekly Real Estate […]
- Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac
One of four Democrats subjected to criminal referrals by Pulte, Swalwell claims FHFA director "exercises unchecked control" over the mortgage giants and has abused his position by scouring their databases to concoct unfounded accusations of mortgage […]
- Exclusive: Investors anchor housing market as non-QM loans surge
Through the first six months of 2025, the share of U.S. home sales that went to real estate investors ranged from 29% to 32% — roughly 3 in every 10 purchases. Despite affordability challenges, investor-buyers have sustained their record […]
- What real estate can learn from LEGO’s reinvention
Just in time for the holidays, Troy Palmquist looks at how this legacy manufacturer bounced back from a market downturn and how agents can, too A few weeks ago, on a podcast, I was asked which brands I admire most. Without hesitation, I said […]
- Retail real estate growth falters amid economic turbulence
The retail real estate market is facing significant headwinds, as a combination of bankruptcies, reduced consumer spending and persistent economic uncertainty alters the sector’s trajectory. Two years of occupancy and rent growth have […]
- Interstate home loan applications cool in 2025
Recent data from Cotality indicates homebuyers continue to relocate across state lines, but the rate of movement has slowed compared to previous years. There has been a decrease in the share of out-of-state loan applications, yet migration […]
- FHFA reveals Fannie and Freddie conforming loan limits for 2026
The Federal Housing Finance Agency (FHFA) has announced new conforming loan limits for mortgages eligible for purchase in 2026 by its regulated entities Fannie Mae and Freddie Mac. In most areas of the U.S., the cap for one-unit properties […]
- Purchase mortgage activity rises in weekly survey
Purchase activity increased despite a small uptick in borrowing costs while refinance activity shrank to its lowest level in two months, the latest survey of mortgage applications from the Mortgage Bankers Association (MBA) shows. Seasonally […]
- Homebuyers came out in force last week, and rates are trending down
Applications for purchase mortgages hit a seasonally adjusted 2025 high last week, with FHA, VA, and USDA applications for less pricey homes driving the surge.
- High-end metros see price drops, longer selling times
Pricier metropolitan areas are posting a noticeable slowdown as high-end homes take longer to sell. The top 10% of metro markets — those with median prices above $666,464 — recorded a 2.5% year-over-year price decline in October, […]
- Jason Mitchell Group surpasses 1,300 agents, 36% increase in agent count
The nation’s top-ranked mega team, the Jason Mitchell Group (JMG) has surpassed 1,300 agents, according to an announcement last Wednesday. This represents a 36% increase in agent count over the past year. The team attributed this growth to […]
- Tech Trends: New Book Details How Real Estate Agents Can Embrace AI
Kevin Hawkins talks about his new book "The Real AI Guide for Real Estate Agents." Continue Reading Tech Trends: New Book Details How Real Estate Agents Can Embrace AI The post Tech Trends: New Book Details How Real Estate Agents Can Embrace AI […]
- “Can I advertise properties that I listed and sold while at my previous firm?”
*Please note: Any questions regarding Legal Hotline Spotlights should be submitted via the Virginia REALTORS® Legal Hotline. Our attorneys are unable to respond to questions through our comments section. Q: I recently switched brokerage firms, […]
- New On-Demand Courses on the Virginia REALTORS® Learning Center
Your learning, your schedule, your success. That’s what our new on-demand courses can offer you, and they’re easily accessible on the Virginia REALTORS® Learning Center website. The Basics of Financing is a dynamic 2-hour course, created in […]
- Key Takeaways: October 2025 Virginia Home Sales Report
Key Takeaways In October, home sales continued their upward trajectory since this summer. There were 9,006 closed sales across the Commonwealth, 274 more sales than a year ago, a 3.1% increase. Home prices went up in almost six out of 10 local […]
- REAL Impact: Two Local Associations Unite to Host an Impactful Economic Summit
This quarterly REAL Impact features two local associations: the New River Valley Association of REALTORS® (NRVAR) and the Roanoke Valley Association of REALTORS® (RVAR). On October 14th, 2025, the two associations joined forces to host an […]
- “Are there any special disclosures needed for my brokerage to advertise on a billboard?”
*Please note: Any questions regarding Legal Hotline Spotlights should be submitted via the Virginia REALTORS® Legal Hotline. Our attorneys are unable to respond to questions through our comments section. Q: My brokerage would like to advertise […]
- Multifamily Deliveries Slowing Down Across Metro Areas
After multiple years of heated new construction activity following the pandemic, the multifamily market in Virginia is experiencing a slowdown in deliveries. Multifamily deliveries have shown signs of cooling over the last couple quarters. 3,908 […]
- Anything is Opossumble!
Photo created using Artificial Intelligence (A.I.) If you’re confused by the picture accompanying this blog, then you probably didn’t attend our annual PMX conference in Williamsburg last month. If you had, you would know that two of the main […]
- “Can my landlord decide not to accept debit or credit card payments?”
*Please note: Any questions regarding Legal Hotline Spotlights should be submitted via the Virginia REALTORS® Legal Hotline. Our attorneys are unable to respond to questions through our comments section. Q: Can my landlord decide not to accept […]
- “Do tenants have to pay rent during an eviction appeal process?”
*Please note: Any questions regarding Legal Hotline Spotlights should be submitted via the Virginia REALTORS® Legal Hotline. Our attorneys are unable to respond to questions through our comments section. Q: My tenant appealed the General […]
- Navigating Real Estate with Clarity: A Look at NAR’s Consumer Guides
What are the NAR Consumer Guides? The National Association of REALTORS® (NAR) publishes Consumer Guides—short, downloadable resources intended for home buyers and sellers—with the goal of simplifying complex real-estate issues and helping […]
- The Election Results Are In… What Do they Mean for YOU?
The results are in! While some late ballots remain to be counted, the Commonwealth of Virginia has finished an historic election cycle. On November 4th, 2025, voters throughout Virginia selected Governor-elect Abigail Spanberger, Lieutenant […]
- “If a home has a septic system, can I list both bedroom counts?”
*Please note: Any questions regarding Legal Hotline Spotlights should be submitted via the Virginia REALTORS® Legal Hotline. Our attorneys are unable to respond to questions through our comments section. Q: “If I am listing a property with a […]
- Understanding Resale Certificate Requirements
When a residential property being sold is part of a common interest community, the Virginia Code, specifically section 55.1-2309, imposes a duty on the seller or seller’s agent to request a resale certificate from the association and ensure it is […]
- The Shutdown’s Impact on the Housing Market
The government shutdown, which started on Oct 1st, has left many of the 1.4 million federal workers without pay and is estimated to cost the economy between $7 billion and $14 billion. An important sector of the economy, the housing market, could […]
- Agency Agreement or Disclosure? When Do I Need One?
In this blog we’re going to take a superficial look at the law and answer some basic questions. When do I need an agency agreement with a buyer? The new laws enacted July 1st, 2025 made some changes to agency agreements. Listing agents and […]
- Moving In or Out? Domestic Migration in Virginia
In-migration is one of the key drivers of economic growth. It can help expand a state’s labor force, increase consumer spending, and lead to more residential development. Based on the latest population data from the U.S. Census Bureau, Virginia […]
- “Can agents from different firms create real estate teams together?”
*Please note: Any questions regarding Legal Hotline Spotlights should be submitted via the Virginia REALTORS® Legal Hotline. Our attorneys are unable to respond to questions through our comments section. Q: “I have an agent with my brokerage […]
- Key Takeaways: September 2025 Virginia Home Sales Report
Key Takeaways Home sales activity in Virginia increased in September, with sales levels continuing their upward trend since June. There were 8,783 closed sales across the commonwealth in September, 718 more sales than a year ago, an 8.9% […]
- New Virginia Housing Programs You Should Know About
Have you heard about the two new programs at Virginia Housing that are help making homeownership a reality for more Virginians? Learn about FirstHome Dream and the upcoming Community Heroes Grant today! FirstHome Dream FirstHome Dream is a […]
- “What happens when a brokerage agreement has no end date?”
*Please note: Any questions regarding Legal Hotline Spotlights should be submitted via the Virginia REALTORS® Legal Hotline. Our attorneys are unable to respond to questions through our comments section. Q: “A buyer has approached me to […]
- FirstClose names Adam Nicholson director of professional services
FirstClose, a fintech provider of data and workflow technology for mortgage and home equity lenders, announced on Tuesday that it has appointed Adam Nicholson as director of professional services. Nicholson, who has spent more than a decade leading implementation and professional service teams in the fintech space, will lead the company’s implementation operations along with overseeing project delivery, process optimization and cross-functional coordination. Nicholson is also […]
- The originator’s playbook: Competing and growing in a shifting market
As interest rates continue to ease and borrower confidence rebuilds, originators are operating in a market that demands both adaptability and creativity. To better understand how mortgage professionals are approaching today’s environment, I asked four experienced originators to share how they’re guiding clients, leveraging non-qualified mortgage (non-QM) solutions, and refining their playbooks to stay competitive. What emerged was a shared message of optimism and resilience, as well […]
- Bayview closes acquisition of Guild, taking lender private
Bayview Asset Management has closed its acquisition of Guild Holdings Company, the parent of Guild Mortgage, in a deal that takes the lender private and removes it from the New York Stock Exchange. The transaction was finalized on November 28, according to a new 8-K filing. Under the agreement, shareholders received $20 per share in cash, and all outstanding RSUs and PSUs were also settled for cash. Guild’s Class A stock has been delisted, and the company will no longer file periodic […]
- Lender Price integrates FOA’s reverse products into marketplace
California-based Lender Price has added its first reverse mortgage partner to its pricing and product eligibility (PPE) platform through an agreement with Finance of America (FOA).Lender Price Marketplace will provide brokers and lenders with live pricing for FOA’s Home Equity Conversion Mortgage (HECM) and HomeSafe proprietary reverse mortgage products. FOA — the second-largest HECM lender — has been increasing its reverse mortgage production in 2025. Jonathan Scarpati, FOA’s […]
- AI marketing might create mortgage adoption hesitancy
Perceived risk among lenders may result from a struggle to fully understand what the technology can and won't do as advocates tout its efficiency and speed.
- Making the 7-day refi reality: Modernizing mortgage appraisals
For many borrowers, the appraisal is the most stressful step in a refinance: part mystery, part high-stakes hurdle. Will the home appraise high enough? Will it delay closing? What actually determines the final value? Lenders can help ease these concerns by adopting the right combination of technology, strategy, and partnerships to modernize the process. A more transparent and streamlined approach not only keeps borrowers better informed, but it also contributes to regulatory compliance, […]
- Kevin Hassett is the rumored lead for Fed chair position
Kevin Hassett, director of the White House National Economic Council, is the leading candidate to be the next Federal Reserve chair, advisers and allies of President Donald Trump told Bloomberg, as the deadline for a new Fed governor approaches. Trump has voiced his opposition to the current Fed leader, Jerome Powell. Trump has threatened to fire Powell in previous reports and has voiced frustration that Powell has not lowered interest rates quickly enough. Trump’s criticisms […]
- Non-prime residential mortgages underpin $298.9 million in RMBS
If cumulative loss or a delinquency trigger event is in effect, then the deal will distribute principal among the class A notes before any principal allocation the class M1 or class B certificates.
- CFPB tees up second funding battle with Supreme Court
Now that the Consumer Financial Protection Bureau has refused to request funding from the Federal Reserve System, many experts see the case making its way to the Supreme Court.
- Rural America Still Facing Affordability Crisis
of $74,508. According to a recent analysis from Redfin, as rural purchasers required to make $36,206 prior to the pandemic, which is an increase of 105.8%. In contrast, the income required to purchase a home in urban counties has increased by 87.5% to $118,300 from $63,103, while in suburban counties it has increased by 90.9% to $102,120 from $53,482. Housing affordability has declined more quickly in rural America than in large cities and suburbs due to the combined effects of rising […]
- Small Investors Dominate as Investor Purchases Hold Steady
Investor activity stayed steady through mid-2025. In the second quarter, investors bought about 11% of all homes sold, roughly the same as last year, according to Realtor.com. Overall home sales dropped about 4%, but investor purchases slipped only 3%, giving investors a slightly bigger piece of the market. At the same time, investor selling slowed. They sold around 216,000 homes in the first half of the year, down just over 4% from 2024. That means investors still bought more homes […]
- Housing Market Outlook 2026: Resets, Risks, and Road to Recovery
In this excerpt from our full November cover story, Rick Sharga, Founder and CEO of CJ Patrick Company, offers a sweeping analysis of where the housing market stands as 2026 approaches. From his view of a five-year “reset” to the latest signals on delinquencies, investor activity, demographic pressure, and policy risks, Sharga breaks down the economic forces and industry blind spots that will shape the year ahead. How would you characterize the housing market heading into 2026: […]
- Mortgage rates tick down for first time this month
After three consecutive weeks of increases, the 30-year fixed mortgage rate dropped 0.3 basis points to 6.23% this week, according to Freddie Mac.
- Fed Rate Cut in December May Be More Likely as Officials Signal Support
Two top officials allied with Fed Chair Jerome Powell recently said they support further rate cuts, increasing the likelihood of a Federal Reserve interest rate cut next month, according to a report in Realtor.com. New York Fed President John Williams, a permanent voter and important voice on the rate-setting Federal Open Market Committee (FOMC), said that he sees room for interest rates to fall “in the near term.” San Francisco Fed President Mary Daly told the Wall Street […]
- Retirees face shortfalls despite 2026 Social Security COLA increase
Millions of older Americans will see a 2.8% increase in their monthly Social Security checks starting in January due to a recent Social Security Administration (SSA) cost-of-living adjustment (COLA), but experts say the boost still falls short of keeping up with real costs for retirees. Prices for groceries, housing and medical care are rising closer to 3.1% per year, and only 22% of Americans ages 50 and older told AARP they believe the upcoming COLA will be enough. As a result, many […]
- RealPage Agrees to Settle Antitrust Lawsuit With DOJ Over Rent Algorithm
The U.S. Department of Justice and Richardson, Texas-based RealPage, a global provider of AI-enabled software platforms for the real estate industry, have agreed to a settle a yearlong lawsuit that began under the Biden Administration. RealPage would not have to pay any damages or admit any wrongdoing, but the settlement still must be approved by a judge. “This resolution marks an important milestone for RealPage, our customers, and the multifamily industry,” said Dirk […]
- Does the Fed have an ethics problem?
Recent high-profile ethics violations by senior Federal Reserve officials, including new revelations concerning stock trades by former Fed Gov. Adriana Kugler, have sparked debate over the effectiveness of the central bank's oversight, even as some observers stress such cases remain rare.
- IMBs gain on sale is up, profitability isn't
Non-banks tracked by Morningstar DBRS reported combined net income of $367 million for the third quarter, down from $807 million three months prior.
- Turkey Day treat: Purchase mortgage applications reach a 2025 peak
Happy Thanksgiving, everyone! The housing market has something to be thankful for in 2025: Mortgage rates nearing 6% have not only contributed to the best 17 weeks of purchase loan application trends — they have also resulted in a year-to-date high in today’s Mortgage Bankers Association (MBA) report, just one day before Thanksgiving. While there have been some alarming headlines about the housing market lately — such as predictions of a 50% home-price crash by 2026 and sellers […]
- Rep. Swalwell sues FHFA’s Bill Pulte, alleging misuse of mortgage records
Rep. Eric Swalwell (D -California) has filed a lawsuit against Bill Pulte, the director of the Federal Housing Finance Agency (FHFA), accusing him of violating federal privacy laws by improperly accessing Swalwell’s mortgage records. Pulte referred Swalwell to the U.S. Department of Justice (DOJ) on Nov. 13, alleging mortgage and tax fraud. He claims Swalwell falsely identified his Washington, D.C., home as his primary residence to secure more favorable mortgage terms. The […]
- You're all caught up!
- How to spot fake certificates of insurance
Fake certificates of insurance are rising sharply in 2025, and have been on companies' risk radar since mid 2022. These fake documents create costly gaps in liability protection for businesses that rely on third-party vendors, contractors, or service providers.
- Visualizing Fraud Relationships Using Natural Language Processing
- How to spot fake export declarations
As global trade volumes rise and customs processes continue to shift online, fake export declaration risks are rising in 2025. China has already begun taking action. They introduced new export-compliance rules at the beginning of this year, banning the use of third-party documents to declare goods at customs. Surely these regulations will be accompanied by increased scrutiny of such documents, and your business should do the same.
- Using Behavioral Experiments to Understand Refund Fraud in Customer-Centric Retail
- KYC verification: Ultimate guide
Have you been walking the tightrope between effective fraud prevention and frictionless customer onboarding experience?
- Trade finance fraud: Ultimate guide
Trade finance enables roughly 80% of global trade, serving as the backbone for $25 trillion in annual transactions. By bridging the gap between buyers and sellers, it reduces payment, country, and counterparty risks that can stall international commerce.
- Can I Point You This Way? Empowering Crypto Investors to Avoid Scams
- Fraud detection: Ultimate guide
Fraud will forever be available and profitable. Just ask Chen Zhi, the baby-faced Cambodian tycoon who made nearly $30 million a day off forced labor and cryptocurrency scams.
- Voting for the 2026–2027 ACFE Board of Regents is Now Open
- We bought a verified bank account online. Financial institutions should be terrified
I need a verified US account, how can I buy? Hi sir available… ...We can deal with 50/50 amount.....It’s better if you agree… ...We will build trust... ...Shall we proceed?
- How to spot fake leases
Rent prices are climbing in 2025, raising the stakes for both landlords and tenant screeners to ensure their lease agreements aren’t fake. From bogus income statements in loan applications to squatters enforcing forged landlord-tenant relationships, fake leases are no laughing matter.
- Balancing Proactive and Reactive Approaches to Fraud Prevention
- When Reputation Becomes an Opportunity for Fraud
- How to spot fake letters of credit
Fake letters of credit are a global problem. Whether you’re in Mumbai, or Hong Kong, or the United States, these fraudulent instruments have fueled inflated shipments, unpaid cargo, and fraudulent collateral protection insurance for decades.
- Ghost Fraud: A Haunting Reality
- Resistant AI Raises $25 Million in Series B Funding to Empower AI Agents to Fight Fraud and Fincrime
DTCP Growth leads investment round, with existing investors Notion Capital, Google Ventures (GV), Experian doubling down on commitment PRAGUE – 13 October 2025 – Resistant AI, the leading provider of a native artificial intelligence models for financial crime and fraud prevention, today announced a $25 million Series B funding round. The round was led by DTCP, with strong participation from existing investors including Experian, GV, and Notion Capital who are doubling down on their […]
- How to spot fake P60 forms
Using a fake P60 form to inflate income and spoof mortgage applications is not a rare occurrence. Even members of the popular tv show UK apprentice have attempted this kind of fraud.
- 6 Ways to Get Involved in International Fraud Awareness Week
- Optimizing order entry in title insurance with AI is revolutionizing workflows and enhancing accuracy; discover what this means for the future of the industry.
How AI Is Transforming Order Entry in Title Insurance AI is transforming order entry in title insurance by automating data capture and streamlining workflows. You’ll notice a significant reduction in manual data input, leading to quicker and more accurate processes. AI enhances accuracy by validating information against reliable sources and flagging discrepancies. This means you get faster processing
- How to spot fake police reports
In 2025, law enforcement agencies worldwide have warned about the rise of fake police reports. On July 16th of this year, several Louisiana law enforcement leaders were charged with selling such reports to immigrants seeking visas.
- Beyond Chapter 117: Florida Statutes Every Notary Public Should Know
Beyond Chapter 117: Why Florida Notaries Must Understand the Other Statutes That Shape Our Work As Florida Notaries, many of us build our foundation on Florida Statute Chapter 117—and rightfully so. It governs our commission, our authority, our limitations, and the standards we must uphold every single day.But high-performing notaries—the ones trusted by attorneys, title companies, financial institutions, and families—know something deeper:Your responsibility doesn’t stop at Chapter […]
- Special Circumstance Signings
Special Circumstance Signings: Signing by Mark and Signing by Proxy In the notary world, not all signings are straightforward. Occasionally, you may encounter situations where a signer cannot write their name due to a disability, injury, or illiteracy. In these cases, Florida law allows two special signing methods — signing by mark and signing by proxy. Each requires specific steps and witness involvement to ensure validity and protection for all parties involved.1. Signing by MarkA signing […]
- Why Notaries Can’t Certify Vital Records | What To Do Instead
Why Notaries May Never Certify Copies of Vital Records — And Where to Send Clients Instead Vital records are some of the most important documents we encounter in life. These records — such as birth certificates, death certificates, marriage records, and divorce decrees — often serve as proof of identity, relationship, age, or legal status. Because of their importance, customers routinely ask notaries to “certify a copy” of a vital record. And that’s where the conversation must […]
- Apostille Facilitation Made Simple with D|M Notary Solutions
When your documents need to be used outside the U.S., you’ll often hear the word apostille. But what does that mean exactly?An apostille is a special certificate that verifies the authenticity of a document so it’s recognized in another country. Whether you’re getting married abroad, studying overseas, handling international business, or managing family matters across borders—your documents may need this extra step before they’re valid internationally.✨ How D|M Notary Solutions […]
- Do Deeds Require Witnesses? What Notaries & Homeowners Should Know by State
Do Deeds Always Require Witnesses? What Every Homeowner and Notary Should Know When it comes to signing and transferring property, one small detail can make a huge difference — witness requirements. Many notaries and homeowners assume a notarization alone makes the deed complete. But depending on the state where the property is located, that’s not always true. Some states require witnesses in addition to the notary acknowledgment, and in certain places, the notary may even serve as […]
- The Art of Negotiating Notary Service Fees
The Art of Negotiating Notary Service Fees When it comes to running a notary business, one of the biggest challenges isn’t stamping documents—it’s knowing how to price your services wisely and communicate your value confidently. Fee negotiation is both a skill and a mindset, one that balances professionalism, integrity, and business growth.Understand the Value—And the ResponsibilityBefore you can negotiate, you must understand what you truly bring to the table. Clients aren’t paying […]
- How to Calculate Notary Fees the Smart Way (With a Simple Worksheet)
Let's jump into it...fees Pricing your notary services can feel like walking a tightrope. Charge too little, and you undervalue yourself. Charge too much, and you scare away clients. Fortunately, with a structured worksheet and some best practices, you can compute your fees with confidence, transparency, and fairness.In this post, we’ll break down the framework shared in the “Notary Fee Calculation Made Easy” video, show how to build your own worksheet, and offer tips to communicate your […]
- IPEN vs. Remote Online Notarization: Key Differences & Benefits
IPEN vs. Remote Online Notarization: Which One Is Right for You? As technology continues to reshape the notary industry, two powerful tools have emerged at the forefront of digital notarization: In-Person Electronic Notarization (IPEN) and Remote Online Notarization (RON). While both methods modernize the notarization process, they serve different purposes and offer unique benefits for notaries, clients, and industries that rely on notarized documents.Let’s break down the differences and […]
- Wearing Too Many Hats: Why Small Business Owners Lose Customers When They Overextend
Wearing Too Many Hats: When Small Business Owners Stretch Themselves Too Thin As small business owners, we’re often celebrated for our hustle. We juggle roles—CEO, marketer, bookkeeper, customer service rep—all while dreaming of expansion and new ventures. But here’s the reality: sometimes wearing too many hats comes at a cost, not only to us but also to the clients and customers who depend on us.When Too Much Becomes Too MuchThere’s nothing wrong with managing multiple businesses. […]
- Paper vs. Electronic Notary Journals: Which One Is Right for You?
Paper vs. Electronic Journals: Which One Makes Sense for Your Notary Business? As notaries, one of the tools we must maintain is a journal of our notarial acts. While the law in many states may leave the format up to us, the choice between a paper journal and an electronic journal (ejournal) often comes down to business practicality.The Case for EjournalsEjournals are an excellent choice for notaries who perform consistent and frequent notarizations. If you are running a busy practice, […]
- Your Email Signature: What It Is, Why It Matters, and How to Create One
Your Email Signature: What It Is, Why It Matters, and How to Create One IntroductionYour email signature is more than just your name—it’s your digital business card. Every email you send is an opportunity to reinforce your professionalism, promote your brand, and make it easy for clients to connect with you. Let’s explore what an email signature is, what it should include, and the tools you can use to create one.What Is an Email Signature?An email signature is the block of text or design […]
- Why a Professional Email Beats Personal for Your Business
Why Your Email Matters: Professional vs. Personal in Business First impressions in business go beyond your smile or your website—they show up in your inbox. Your email address is often the first detail a customer sees, and it immediately influences how they perceive your business.Professional vs. Personal Emails: What’s the Difference?Personal Email Examples: yourname@gmail.com, lovelysun@yahoo.com. These accounts are great for your friends, online shopping, and family […]
- Flyers, Business Cards, Postcards, and Brochures: How to Use Marketing Stationery the Right Way
Flyers, Business Cards, Postcards, and Brochures – How to Use Them the Right Way IntroductionMarketing materials are not one-size-fits-all. Each piece of stationery—business cards, flyers, postcards, and brochures—has its own role. The mistake many business owners make is cramming too much information on one item or not enough on another. The key is knowing what each format is designed to do and how to use it correctly.Business Cards: Your First Impression Your business card should be […]
- Notary Public vs. Signing Agent: What’s the Real Difference?
Notary Public vs. Notary Signing Agent: The Real Difference There’s a lot of confusion between what a Notary Public is and what a Notary Signing Agent does. Here’s the truth every notary—and client—should understand.Notary Public A Notary Public is what you are commissioned as legally by your state government. Your general duties are straightforward and essential: Identify the signerAssess willingness and awarenessWitness the signatureIn most cases, signers have already […]
- Why Do Trustees Sign “Individually and as Trustee”? | Trust Signing Explained
Why Does a Trustee Sometimes Sign “Individually and as Trustee”? When you establish a trust, you gain both protection and flexibility for your assets. But when it comes time to sign legal documents, you may notice varying signature requirements — sometimes you’re asked to sign only as trustee, other times both individually and as trustee. What’s the difference? And why does it matter? Understanding the Role of a TrusteeA trustee is the person who manages the trust according to its […]
- Why Knowing Your Target Audience Is the Foundation of Marketing Success
Target Audience & Professionalism: Keys to Growing Your Business When it comes to marketing, the truth is simple: not every business speaks to every audience. Depending on your industry, the success of your marketing depends heavily on how well you understand three key things:Who your target audience isWhat channels they use to discover businesses like yoursHow they prefer to receive servicesWithout clarity in these areas, your marketing efforts will often feel scattered and unproductive. […]
- RON Is a Game-Changer for People Overseas
If you’re living or working overseas, you know how challenging it can be to get U.S. documents notarized. That’s where Remote Online Notarization (RON) comes in.What is RON? Remote Online Notarization lets you meet with a notary through a secure video platform. You upload your ID, connect on camera, and sign electronically—all without stepping foot in the U.S.Why It’s Perfect for People AbroadMilitary families stationed overseas can handle powers of attorney, wills, and housing […]
- How to Prepare for a Smooth Loan Signing | Borrower & Seller Checklist
How to Prepare for a Smooth Loan Signing: A Checklist for Borrowers and Sellers IntroductionLoan signings are one of the most important—and sometimes most stressful—parts of the home buying or selling process. The good news? With the right preparation, your signing can be quick, efficient, and error-free.As a notary who specializes in real estate closings, I’ve seen how small oversights (like missing IDs or unprepared witnesses) can cause delays. This guide provides a simple checklist […]
- Why Ink Color Matters in Document Signing | Blue Ink vs. Black Ink Explained
Why Ink Color Matters in Document Signing: Not Just Black and White IntroductionWhen you pick up a pen to sign a document, you might think the ink color doesn’t matter—as long as your signature is there. But in the world of legal, financial, and real estate transactions, ink color is more than just a personal choice. It’s about clarity, compliance, and sometimes even fraud prevention.So why do certain industries require blue ink, while others insist on black? Let’s dive in. 1. The […]
- Signature by Mark vs. Signature by Proxy in Florida | Notary Guide for Disabled Signers
Signature by Mark vs. Signature by Proxy in Florida: What Every Notary Should Know IntroductionAs a notary public, you’ll encounter signers who may be physically unable to sign their names in the traditional way. Florida law provides options to ensure these individuals are not excluded from executing important documents. Two of the most common alternatives are signature by mark and signature by proxy.While both methods allow signers with disabilities to complete legal paperwork, they carry […]

































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