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- 🐐🎙️The Remembrance Clause - Part 1
Every industry has its ghosts. For title agents, they don’t wear white sheets or rattle chains—they live in the dead files, the canceled deals that drain our time, money, and sanity. (Horror Fiction)
- Your Title Playlist
Because we shouldn’t take ourselves too seriously
- Conveyancing (aka Clearing Title)
We're all mad here...
- Real Estate Investing
Don’t flip out, but this is the hottest investment on the market!
- Business Operations & Leadership
Some days you're the bug; Some days you're the windshield: Management, Productivity, HR, Taxes, Insurance, and more
- Lifecycle of a Title File
Open, Follow up, Clear, Follow Up, Close, Follow Up Some More
- Business Growth: Sales, Networking & Marketing
When one door closes another opens. Or you can open the closed door. That's how doors work.
- State Specific Resources
I can’t believe how patch-tastic this is!
- Licensing & Continuing Education
All in all you're just another brick in the wall
- Federal Regulators & Regulations
Let's Invent New Paperwork!
- Post Closing
The Job Doesn’t End Just Because Pen Hit Paper
- Notarization, Mobile Notary, RON
So Many Documents, So Little Time
- Escrow Funds & Transaction Finances
My advice is to invest in a retriever. They have a high rate of return.
- 🐐Title Underground: You’re Posting—But Are You Profiting?; The Water Rights Gray Area & More 12-October-2025
The Title Industry News, Stories, Events, Resources and Podcasts You Won't Find Anywhere Else
- Settlements and Closing Disclosures
When you finally make it to closing and they start reading every page...
- BND: Strategy Room 10-25-2025
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators, and all things banking for the week. 🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/6515721497214976
- The Top 5 Business Plan Tips for Real Estate Agents
5 Business Plan Tips for a More Profitable Year Ever built a beautiful business plan in December, only to forget it by February? You’re not alone—and it’s not your fault. Most agents don’t need more planning. They need the right kind of...The post The Top 5 Business Plan Tips for Real Estate Agents appeared first on Tom Ferry.
- Tech Pulse: Mortgage leaders stress forward thinking
Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: Mortgage execs advise lenders to embrace technology or risk falling behind Lenders were urged to embrace technology and adapt to a changing mortgage market at HousingWire‘s 2025 Mortgage Banking Summit. Experts warn that failing to evolve could mean […]
- BND: Strategy Room Clip - CPI data
Due to the government shutdown, more of the economic indicators are not being generated. However, CPI data will still be made available.
- Closinglock, McNeese Title leaders discuss efforts to prevent fraud attempts
Closinglock, McNeese Title leaders discuss efforts to prevent fraud attempts - Lydia Pelegrina of McNeese Title and Andy White from Closinglock spoke with The Ttitle Report about the products title firms can use to thwart incidents of fraud.
- Beige Book: Federal Reserve Districts report little change in economic activity
Beige Book: Federal Reserve Districts report little change in economic activity - Three districts reported slight to modest growth, while five reported no change and the remaining four said there was a slight softening.
- The RESPA enforcement landscape is shifting. Are you prepared?
The RESPA enforcement landscape is shifting. Are you prepared? - Two industry experts shared what settlement services professionals need to know to stay compliant as they navigate RESPA oversight from multiple agencies.
- Building a Law Practice
In this episode of Conversations with My Real Friends®, Jennifer Felten welcomes Michelle Finkel Ferber, Managing Shareholder of Ferber Law, as they focus on the topic: “Building a Law Practice.” From the importance of joining professional organizations to staying active in your local bar and community, Michelle shares practical insights on how consistent involvement helps strengthen your practice and professional presence. Even during the busiest seasons, maintaining these connections […]
- Advocus hires new Florida agency manager
Advocus hires new Florida agency manager - Advocus National Title Insurance Co. selected a second-generation title insurance professional to work in this management role.
- Empower LOS integrates Wolters Kluwer eClosing platform
Empower LOS integrates Wolters Kluwer eClosing platform - Dark Matter Technologies has expanded the Empower loan origination system to include eClosing capabilities.
- Redfin: New home listings up, pending sales down
Redfin: New home listings up, pending sales down - New listings of homes for sale went up year-over-year during the past four weeks but pending home sales are moving in the opposite direction.
- How can bank boards deal with shareholder activism?
With the bank M&A market heating up, shareholder activism could be on the rise. This episode examines a recent article from Bank Director titled “Shareholder activism could heat up. Should boards fight back?” With the recent announced acquisition of Comerica by Fifth Third Bank, it was revealed that an activist investor played a role in pushing Comerica to seek a sale of the bank. What can banks do if faced with an activist shareholder? This article offers several strategies that a bank […]
- Death, Dirt, and Deeds: Exploring the Legal Backbone of Homeownership | Season 1 Episode 15
What happens after you buy a house and the deed gets “recorded”? For most of us, the Recorder of Deeds Office feels like a mysterious backroom of government paperwork — but behind those records lies the backbone of property ownership, public history, and fraud prevention.In this episode of Death and Dirt, Fred, Jay, and Jenn sit down with Jeanne Sorg, Montgomery County’s Recorder of Deeds and Mayor of Ambler Borough. Jeanne sheds light on what her office really does — records millions […]
- Webinar – Reading Between the Boundary Lines: What Your Land Survey Really Means – November 6
Presented by Michael S. McKay, Security Title Guarantee Corporation of Baltimore, Assistant State Manager Reading Between the Boundary Lines: What Your Land Survey Really Means…
- BND: Strategy Room Clip - U.S. China trade war
The trade war between the U.S. and China continues to heat up.
- Land Investors Need to See This Map Tool!
Land Portal: https://go.retipster.com/landportal/yt-qozkpVATUR8 (REtipster Affiliate Link) In this video, I walk you through one of the most powerful (and underused) features in the Land Portal, the City Limits filter. If you're a land investor trying to avoid mailing owners of properties inside city limits, this filter is a game-changer. It's now extremely easy to target only rural vacant land and bypass city-owned lots that don't meet your criteria. I'll show you how it works […]
- I Wish I Knew This Before Starting Real Estate Investing | Real Deal w/ Neil Clements 24
Hey everyone, Neil here. In this episode of The Real Deal with Neil, I’m diving into the biggest mindset shift that transformed my entire flipping career: why finding the deal is everything, and why money and knowledge aren’t your biggest problems. Most new investors think they need capital or more education before they can act. That’s completely backwards. If you’re stuck in "learning mode" or worried about funding before you have a deal… this one’s for you. I'll also share […]
- BND: Strategy Room Clip - Private Credit Market
The Private Credit Market has seen massive growth in the last few years. Is this leading to a credit bubble?
- Red Robyn Abstract and Title launches in New Mexico
Red Robyn Abstract and Title launches in New Mexico - The firm will offer residential title insurance, real property lien searches, as well as settlement, escrow and recording services.
- NAHB: Builder confidence rose in October
NAHB: Builder confidence rose in October - : Builder confidence for newly built single-family homes was at 37 in October, up five points from September, according to the National Association of Home Builders /Wells Fargo Housing Market Index.
- First American: Home prices continued to decrease in September
First American: Home prices continued to decrease in September - First American Data & Analytics’ September 2025 Home Price Index report also showed annual house price appreciation has slowed for 10 consecutive months.
- Cooling National House Prices Mask Regional Differences, According to First American Data & Analytics Monthly Home Price Index Report
SANTA ANA, Calif., Oct. 16, 2025 – First American Data & Analytics, a leading national provider of property-centric information, risk management and valuation solutions and a division of First American Financial Corporation (NYSE: FAF), today released its September 2025 Home Price Index (HPI) report. The report tracks home price changes less than four weeks behind real time at the national, state and metropolitan (Core-Based Statistical Area) levels and includes metropolitan price tiers […]
- The Impact of Bonds on Preliminary Injunctions
Stephen Wiseman What is a preliminary injunction? A preliminary injunction is a tool used by litigants to obtain relief from thecourt prior to the resolution of a case on the merits. They are only appropriate in certain circumstances, where a party may be irreparably harmed if an injunction is not granted while the case is pending. Rule 65 of the Massachusetts Rules of Civil Procedure provides specific requirements governing the issuance of injunctions, including that the party […]
- Boston’s Co-Purchasing Housing Pilot Program Considerations for Buyers Considering Co-ownership
Bridget M. Rose Last April, the Boston launched a new Co-Purchasing Housing Pilot Program (“Program”). The Program, which is one of several initiatives adopted inaccordance with Mayor Wu’s Boston’s 2025 housing strategy, is a new loan program intended to improve homeownership opportunities by encouraging co-purchasing to permit multiple households to leverage their combined purchasing power to acquire multifamily properties. Zero-percent interest deferred loans, payable upon […]
- Holy Moly, Who Will Sign the Deed? An Overview of Real Property Conveyances by Religious Organizations
Katherine Prifti Ownership of real estate by religious organizations raises unique concerns for conveyancing attorneys. When insuring the title to property owned by a religious organization, it is crucial you determine the various approvals required – not to mention, who should be signing the deed or mortgage. This article will discuss several types of religious organizations and outline who the authorized parties are to convey real property. In Massachusetts, a religious […]
- Open Wide: Sue Morgan on What a Bad Dentist Taught Her About Customer Care
In this eye-opening episode, host Ann Allard chats with Sue Morgan, who shares a not-so-sweet trip to the dentist—and the powerful customer service lessons it revealed. Sue reflects on how that uncomfortable experience translates to the way we treat clients in the title industry. With warmth and wisdom, she breaks down the do's and don'ts of customer care and reminds us why empathy, communication, and consistency matter more than ever.
- Dead Man Deeds: Haunting Real Estate Scams
Join Sarah and Matt in this spine-chilling Halloween special where they dive into the eerie world of real estate fraud where even the deceased aren't safe from scammers. From cyber criminals in hoodies to fraudsters trolling obituaries, this episode uncovers the dark and twisted tales of how properties are stolen using the identities of the dead. To stay ahead of fraud risks and cybercrimes in real estate, sign up for the First American CyberSmart Newsletter: […]
- Why the Housing Market Recovery is Less Reliant on Federal Reserve Rate Cuts than Many Believe
In this episode of the REconomy Podcast™, Chief Economist Mark Fleming and Deputy Chief Economist Odeta Kushi break down why Federal Reserve rate cuts don’t always translate into lower mortgage rates and how today’s complex economic environment may make the housing market less rate sensitive than many believe. Don’t miss a single REconomy episode, subscribe today: https://blog.firstam.com/reconomy-podcast
- Why the Housing Market Recovery is Less Reliant on Federal Reserve Rate Cuts than Many Believe
In this episode of the REconomy Podcast™, Chief Economist Mark Fleming and Deputy Chief Economist Odeta Kushi break down why Federal Reserve rate cuts don’t always translate into lower mortgage rates and how today’s complex economic environment may make the housing market less rate sensitive than many believe. Don’t miss a single REconomy episode, subscribe today: https://blog.firstam.com/reconomy-podcast
- Public Policy Issues Impacting Trusts & Estates Practitioners (Video)
- Annual Conference 2026 Registration – Early Bird Deadline Ends January 31
If you have not yet registered for the Annual Conference scheduled for Monday, April 20 and Tuesday, April 21, 2026, at The Jung Hotel in New Orleans,…
- The ABC’s of HOA’s
- What Transactions Are Reportable Under FinCEN’s 2026 Residential Real Estate Rule?
🏠 FinCEN Residential Real Estate Reporting: What’s Covered? The clock is ticking toward the implementation date of the FinCEN Residential Real Estate Rule! Doreen Strothman, Underwriting & Claims Counsel for Security Title Guarantee Corporation of Baltimore, breaks down what counts as a covered or reportable transfer under the rule. 👉 You’ll learn: Which property types qualify as residential real estate under the new rule What defines a “non-financed transfer” […]
- October Research LLC Hosts Two Webinars This Month
October Research LLC Hosts Two Webinars This Month Q4 Economic Outlook featuring Sam Williamson 2 p.m. ET, Oct. 16th Join us for the next edition of the popular Economic Outlook series featuring First American’s Sam Williamson, where you’ll gain the timely insight needed to close out 2025 with confidence and prepare strategically for 2026. This webinar will break down the latest economic developments, including the recent […]
- What Are Reasonable Accommodations for Condominium Residents?
Dawn D. McDonald Problem: The covenants of our association prohibit pets. An owner who moved in recently is blind and has a seeing-eye dog that she insists sheshould be allowed to keep. When the board cited her for violating the covenants and began fining her, she sued. Solution: This situation is not unusual, but can be problematic for boards, especially if they do not understand what the law requires. The federal and state fair housing laws require housing providers (including […]
- The Westcor Advantage: Partnering for Future Success
By Steve Black | Executive Vice President In the title insurance industry, unfortunately maintaining status quo is often the standard. But at Westcor, we think differently. We believe that to make a real impact, you need more than just an underwriter; you need a partner who is as committed to your success as you are. For independent title agents, the future is about leveraging technology and strategic partnerships to grow. That’s where we come in. Westcor is the insur-tech […]
- What Leases Say Is Important - What they Don’t Say Can Be Problematic
Dillon Brown It has been said so often it is trite but nonetheless true: An oral contract isn’tworth the paper it’s written on. Also, true but not said nearly often enough: A written lease isn’t worth much either if it doesn’t contain the language needed to protect the landlord. Residential Leases What should residential landlords not include in their leases? Specifically, a newly-enacted Massachusetts law prohibits landlords from charging their broker’s […]
- Larry Wasson Honored with Lifetime Achievement Award
Larry A. Wasson, President of North Vernon Abstract Co. Inc., was recently presented with the Lifetime Achievement Award by the Indiana Land Title Association (ILTA) at its annual President’s Banquet.
- FinCEN Announces Postponement of Residential Real Estate Reporting Until March 1, 2026
FinCEN Announces Postponement of Residential Real Estate Reporting Until March 1, 2026 WASHINGTON––To reduce business burden and ensure effective regulation, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) today announced that it will postpone reporting requirements of the Anti-Money Laundering Regulations for Residential Real Estate Transfers Rule (RRE Rule) until March 1, 2026. FinCEN is […]
- Inside FinCEN: Brad Hoeschen Breaks Down the New Requirements
In this must-hear episode, host Ann Allard is joined by Brad Hoeschen for an insider’s look at the latest FinCEN reporting requirements and what they mean for title professionals. Brad shares his expertise on the regulatory changes, how they’re being implemented, and what agents need to know to stay compliant. From practical tips to real-world scenarios, this conversation helps demystify a complex topic and empowers listeners to approach FinCEN with clarity and confidence. Update: Please […]
- Housing Affordability Through the Lens of History and the NFL
In this episode of the REconomy Podcast™, Chief Economist Mark Fleming and Deputy Chief Economist Odeta Kushi explore the state of housing affordability through the lens of history and even the NFL. They compare affordability levels today with those from the late 1970s and early 1980s, revealing why the “cheaper” homes of the past weren’t necessarily more affordable, and highlight the results of the 2025 Affordability Bowl, which ranks first-time home buyer affordability across NFL […]
- What is Title Insurance?
What is title insurance, and why do you need it when buying a home? 🛡️ This video explains how title insurance protects homeowners from hidden defects in a property's title — even after a thorough title search. Learn the key differences between title insurance and other types of insurance, and why this one-time purchase is so valuable for peace of mind. Ideal for new buyers and anyone navigating the home buying process! #TitleInsurance #HomebuyerTips #RealEstateExplained […]
- The Westcor Advantage: Partnering for Future Success
By Steve Black | Executive Vice President In the title insurance industry, unfortunately maintaining status quo is often the standard. But at Westcor, we think differently. We believe that to make a real impact, you need more than just an underwriter; you need a partner who is as committed to your success as you are. For independent title agents, the future is about leveraging technology and strategic partnerships to grow. That’s where we come in. Westcor is the insur-tech […]
- Inside the Squatting Scam
Our hosts pull back the curtain on one of real estate’s most frustrating and misunderstood problems, squatting. From squatters sneaking into a brand-new model home to scammers using fake leases to “rent” homes they don’t own, we dig into how these schemes work, the laws (and loopholes) around squatters’ rights. To stay ahead of fraud risks and cybercrimes in real estate, sign up for the First American CyberSmart Newsletter: https://firstam.us/cybersmart-subscribe
- Guide to Judicial Tax Sales For Examiners & Underwriters in Virginia
Article by Jerry C. Booth, Jr. I. Introduction A judicial tax sale is a legal process used to collect delinquent real estate taxes by selling the property through a proceeding in the local circuit court. The procedure is governed by Article 4 of Chapter 39, Title 58.1, et. seq, of the Code of Virginia. The … Continue reading Guide to Judicial Tax Sales For Examiners & Underwriters in Virginia
- The Silent Threat Targeting Real Estate Professionals: Understanding Infostealers
Article by Genady Vishnevetsky The Digital Pickpocket in Your Computer Imagine a thief who can quietly walk through your office, photographing every password you jot down, every client file you open, and every financial document on your desk—all without you ever realizing they were there. That’s basically what an infostealer does to your computer. Infostealers … Continue reading The Silent Threat Targeting Real Estate Professionals: Understanding Infostealers
- The Claims Corner: Will You Please Let Me Pay You?
Article by Michael Chang The title of this article is not something any of us find ourselves saying very often. Most people do not ignore people who are trying to pay them or refuse payment when it is offered. Indeed, it is perplexing and confounding when someone who is owed money is offered full payment … Continue reading The Claims Corner: Will You Please Let Me Pay You?
- Idem Sonans
Article by by Kevin T. Pogoda, Esq. The rule of idem sonans (Latin for “sounding the same”) can be traced back to the 1851 English common law case of R v. Davis,[1] which provided: If two names spelt differently necessarily sound alike, the court may, as matter of law, pronounce them to be idem sonantia; … Continue reading Idem Sonans
- Commercial Transactions: Settlement Basics
Article by Kay M. Creasman & John Mashack Overview: Over the years other VLTA Examiner articles and VLTA seminars have covered the basics of underwriting a commercial transaction, but agents experienced in residential matters now need additional information about the role of the escrow agent, instruction letters, title search issues, ALTA/NSPS surveys and endorsements specific to … Continue reading Commercial Transactions: Settlement Basics
- VLTA 2025 Outgoing President’s Message From Becky Taylor
Article by Becky Taylor, VLTA President Last year, we celebrated the 50th anniversary of the Virginia Land Title Association. As we entered the 51st year of VLTA, we used the Power of the Past to Focus on the Future. To that end, in September 2024 the Board of Directors met for a two-day Strategic Planning Retreat … Continue reading VLTA 2025 Outgoing President’s Message From Becky Taylor
- VLTA Members in Motion – September 2025
Share with VLTA what you’re doing in your community, your new jobs, promotions, retirements, milestones, professional accomplishments, good deeds, events, awards, or even a member advocacy story, or testimonial while you’re at it! News can include a relevant link to an article, blog post, press release, video, landing page, or website. S & T Law … Continue reading VLTA Members in Motion – September 2025
- Why ALTA®/NSPS Surveys Matter in Virginia Residential Real Estate Transactions
Article by Hayden-Anne Breedlove When a buyer, lender, or settlement agent asks, “Do we really need a survey?”, they’re rarely thinking about the downstream risks. Yet for Virginia title professionals, surveys are one of the most powerful tools for uncovering problems before they turn into litigation, coverage claims, or unmarketable title. The American Land Title … Continue reading Why ALTA®/NSPS Surveys Matter in Virginia Residential Real Estate Transactions
- AI-Powered Tools Every Title Agent Should Know
The real estate industry is continuously evolving, and technological advancements are at the forefront of this transformation. For title...
- September 2025 Webinar Scooby Doos and Don'ts Spotting Seller Impersonation Fraud in Real Estate
⚠️ Protect Your Transactions: Stop Seller Impersonation Fraud Don’t let fraudsters steal your deals. This course gives you the tools to identify, prevent, and respond to seller impersonation fraud before it’s too late. 🔎 Inside the Course: ✅ What seller impersonation fraud is & how it impacts residential and commercial deals ✅ Common tactics: identity theft, forged notary credentials & digital disguises ✅ Red flags in property details, seller behavior & […]
- September 2025 Webinar 1031 Exchanges An Introduction to 1031 Exchanges
💡 Master the 1031 Exchange: Defer Capital Gains Taxes This course is your comprehensive introduction to 1031 exchanges and how to lawfully defer capital gains taxes when swapping investment or business-use properties. 📚 What You’ll Learn: ✅ Legal foundation & wealth-building benefits of tax deferral ✅ Key terms: like-kind property, boot, basis & the role of the Qualified Intermediary (QI) ✅ Types of exchanges + strict 45-day ID & 180-day completion rules ✅ […]
- September 2025 Webinar FinCEN's Residential Real Estate Rule
🚨 New FinCEN Rule Effective Dec 1, 2025 This course gives you the knowledge and tools to stay compliant with the new FinCEN Residential Real Estate Rule. ✅ Learn the history of AML/SAR requirements ✅ See how the new rule replaces GTOs and expands reporting ✅ Understand key definitions, exemptions & the reporting person cascade ✅ Get step-by-step guidance for forms, recordkeeping & deadlines ✅ Avoid penalties with practical compliance strategies Prepare now to […]
- National House Price Growth Slows Further in August, Giving Buyers a Chance, According to First American Data & Analytics Monthly Home Price Index Report
SANTA ANA, Calif., Sept. 18, 2025 – First American Data & Analytics, a leading national provider of property-centric information, risk management and valuation solutions and a division of First American Financial Corporation (NYSE: FAF), today released its August 2025 Home Price Index (HPI) report. The report tracks home price changes less than four weeks behind real time at the national, state and metropolitan (Core-Based Statistical Area) levels and includes metropolitan price tiers […]
- Empowered to Learn: Karen Arthur on Education in the Workplace
In this energizing episode, host Ann Allard welcomes Karen Arthur to discuss the powerful connection between education and employee empowerment. Karen shares how continuous learning creates confident, capable teams—and why investing in employee development is essential for long-term success. From practical training strategies to cultivating a growth mindset, this conversation is a must-listen for anyone looking to inspire and uplift their team from the inside out.
- Flight to Quality or Softening Demand? What’s Driving the Shift in the Industrial CRE Market EP 124
In this episode of The REconomy Podcast™, Chief Economist Mark Fleming and Deputy Chief Economist Odeta Kushi welcome back Senior Commercial Real Estate Economist Xander Snyder to discuss the shifting dynamics within the industrial real estate market. Net absorption for industrial turned negative for the first time in 15 years, a clear signal of a rebalancing market, but a closer look indicates long-term support for industrial demand. Don’t miss a single REconomy episode, subscribe […]
- Inside the Squatting Scam
Our hosts pull back the curtain on one of real estate’s most frustrating and misunderstood problems, squatting. From squatters sneaking into a brand-new model home to scammers using fake leases to “rent” homes they don’t own, we dig into how these schemes work, the laws (and loopholes) around squatters’ rights. Don’t miss a single First on Fraud™ episode, subscribe today. To stay ahead of fraud risks and cybercrimes in real estate, sign up for the First American CyberSmart […]
- Massachusetts Updates NUQ
- New Mexico PBM Licensing
- New Mexico Issues 2026 Company Appointment Renewal Dates
- Connecticut Surplus Lines Posted Reminder of Diligent Effort Requirements
- First Circuit Stikes Additional Blow Against the Value of an OCC Charter
In its 2024 decision Cantero v. Bank v. America, N.A., the Supreme Court established the approach courts must follow in determining whether a state consumer financial law prevents or significantly interferes with the exercise of a national bank’s powers and is, therefore, preempted by the National Bank Act. In doing so, the Supreme Court reversed a ruling from the Second Circuit Court of Appeals that had established a standard that it described as “a categorical test that would preempt […]
- Senate passes ROAD to Housing Act to boost housing supply
The Senate on Thursday passed the National Defense Authorization Act (NDAA) of 2026, which includes the bipartisan ROAD to Housing Act (S. 2651), just over a month after 28 housing groups urged the Senate to bring it to the floor for full consideration. The bill, which involves a wide range of policy approaches to address housing affordability, including provisions to boost supply, modernize financing options, reduce regulatory barriers and promote economic mobility, previously passed […]
- Senate passes ROAD to Housing Act to boost housing supply
The Senate on Thursday passed the National Defense Authorization Act (NDAA) of 2026, which includes the bipartisan ROAD to Housing Act (S. 2651), just over a month after 28 housing groups urged the Senate to bring it to the floor for full consideration. The bill, which involves a wide range of policy approaches to address housing affordability, including provisions to boost supply, modernize financing options, reduce regulatory barriers and promote economic mobility, previously passed […]
- U.S. Virgin Islands Examination Policy Bulletin
- Oklahoma 2025 Company Appointment Renewal Dates
- Kansas Provisional Captive Insurance Company Display on PDB
- North Carolina Requiring Nonresident Licensing with PBMs
- Recruiting the same loan officer and expecting different results
Over the last 30 years in this business, I’ve seen a lot of loan officers come and go. I’ve seen managers get promoted, demoted, and disappear. I’ve seen companies rise, fall, rebrand, and recycle their value props like clockwork. But the one thing that doesn’t seem to change — the thing that might actually be costing our industry the most — is how we continue to hire the same kind of people, using the same logic, with the same expectations… and then we’re […]
- Idaho Surplus Lines Association Broker Portal Went Live
- Ohio Insurance Language Updates
- New York Updated Excess & Surplus Lines Insurers List October 6, 2025
- Alabama Issues 2026 Company Appointment Renewal Dates
- Georgia to have FSLSO Conduct Compliance Review
- HUD and Ginnie Mae Explore Major Changes to the Reverse Mortgage Industry
The U.S. Department of Housing and Urban Development (HUD) published a request for information (RFI) on October 2, 2025 titled “Future of the HECM and HMBS Programs and Opportunities for Innovation in Accessing Home Equity.” The title alone underscores the RFI’s importance for all participants in HUD’s Home Equity Conversion Mortgage (HECM) program, including lenders, servicers and investors. The RFI acknowledges a recent downturn in borrower participation in the HECM program, […]
- Louisiana Individual Appointment 2025 Renewals
- Illinois Company Appointment Renewal 2025
- Big-bank climate risk framework scrapped by federal regulators
The federal bank regulatory agencies comprising the Federal Reserve Board (FRB), Federal Deposit Insurance Corp. (FDIC) and the Office of the Comptroller of the Currency (OCC) have rescinded interagency guidance geared toward addressing emerging […]
- Power Moves: Notable mortgage industry additions and promotions thus far in October
PennyMac Financial Services and PennyMac Mortgage Investment Trust (collectively called Pennymac for short) announced the appointment of Kevin Ryan as senior managing director, chief strategy officer. Ryan most recently served as chief financial […]
- Fitch reports rising RMBS delinquency rates across most sectors in third quarter
Increasing financial strains on households across the U.S. may be emerging in the worsening performance of private-label residential mortgage-backed securities (RMBS) that have recorded rising rates of third-quarter delinquencies across nearly all […]
- Persistent inflation may drive erosion of U.S. housing wealth
Annual home price appreciation ebbed to its slowest pace since 2012 in September, the tenth consecutive month of price deceleration. As homebuyer demand adjusts to affordability constraints and more market power, the cooling trend will likely […]
- Trump administration lays out 5-year goals for Fannie, Freddie
Equitable housing and climate change risk are out, deregulation and combating fraud are in. The plan sheds little light on Trump administration's bid to spur homebuilders into expanding housing supply.
- Video: October 17, 2025 Economic and Housing Market Update
To keep up with the rapid changes in the economy and housing market, the Realtor.com economics team produces a weekly video update that provides a concise recap of the relevant real estate and economic information you need to know to navigate the […]
- Big Sky Sotheby’s International Realty adds top Montana agents
Big Sky Sotheby’s International Realty has added two Montana real estate professionals. Agents Ania Bulis and Ashley Quande bring with them a combined career sales volume exceeding $3.5 billion. According to year-to-date figures, […]
- Rocket Mortgage rolls out bullish $822,550 conforming loan limit
The 2.4 percent increase ahead of an official announcement in November surpasses more cautious 1.5 percent increases adopted last month by UWM, Pennymac, CrossCountry and Rate.
- Government shutdown nails housing programs in week 2
The longer the government shutdown lasts, the more it impacts the real estate industry. Here are the latest updates on the cusp of the shutdown's third week.
- What no one’s saying (but should be) about the future of real estate
Guy Gal and Inman CEO Emily Paquette discuss the broken brokerage model and what real estate agents need to meet the current moment.
- Feds bust real estate execs in $25.9M scheme against homeless
Real estate developers Cody Holmes and Steven Taylor have been accused of defrauding a program that funds affordable housing projects and are now facing decades in federal prison.
- Zillow-ChatGPT, Compass-Anywhere, SCOTUS-REX: Top 5
Looking for a quick catch-up on the buzziest stories of the week? Here’s Inman Top 5, the most essential stories, according to Inman readers.
- 10 powerful strategies to dominate the real estate market in Q4
The fourth quarter of the year can be the most important one for your real estate business. It’s the final stretch before the new year, the time when many agents either fade out or double down. Those who fade out say things […]
- Hits and Misses for the Real Estate Week of Oct. 13-17
Positive data on rental housing costs, a new threat to close the CFPB, and California’s housing market shows signs of vitality. Continue Reading Hits and Misses for the Real Estate Week of Oct. 13-17 The post Hits and Misses for the Real Estate […]
- How to get a California real estate license
Looking to start a new career or make a change in 2025? We’ll show you how to become a real estate agent in California — taking you through the process step-by-step, detailing the costs and sharing the best schools to help you get started. […]
- 12 tips to attract home sellers after Fed rate cuts
On Sept. 17, the Federal Reserve cut interest rates by a quarter of a percentage point. Not only that, the Fed signaled a willingness to cut rates even further, potentially twice more by the end of 2025. The next one could come soon. This […]
- California Home Flipper Indicted for Defrauding Lenders Over Six Years
Steven Taylor is currently free on a $3.6 million bond. Continue Reading California Home Flipper Indicted for Defrauding Lenders Over Six Years The post California Home Flipper Indicted for Defrauding Lenders Over Six Years appeared first on Weekly […]
- Lennar Begins Sales at New Community in Texas
Pricing starts in the mid $200,000s. Continue Reading Lennar Begins Sales at New Community in Texas The post Lennar Begins Sales at New Community in Texas appeared first on Weekly Real Estate News.
- Bank Regulators Drop Climate-Risk Principles
The Office of the Comptroller of the Currency discontinued this Biden-era policy in March. Continue Reading Bank Regulators Drop Climate-Risk Principles The post Bank Regulators Drop Climate-Risk Principles appeared first on Weekly Real Estate News.
- Congress Takes Massive Step in Outlawing the Use of ‘Trigger Leads,’ Passes NAR-Supported Legislation
If you’ve ever applied for a mortgage, you may have been bombarded by calls, texts and emails from competing lenders and brokers after applying. At best, these messages are a nuisance; at worst, they’re nearly enough reason to change your phone […]
- Can A Landlord Increase Rent and Still Mitigate Damages?
Consider the following scenario. A residential tenant has an annual lease that automatically renews. The tenant has been leasing the property for 2.5 years and has now started missing rent payments. The landlord files an unlawful detainer action and […]
- Virginia REALTORS® Appointed to 2026 NAR Committees
Please join us in congratulating the distinguished Virginia REALTORS® who have been appointed to the NAR Board of Directors and NAR Committees for 2026. In total, 92 Virginia REALTORS® members and staff have been selected to serve in the […]
- “Can referral fees be paid outside the ALTA settlement process?”
*Please note: Any questions regarding Legal Hotline Spotlights should be submitted via the Virginia REALTORS® Legal Hotline. Our attorneys are unable to respond to questions through our comments section. Q: “When I have a transaction that has […]
- “Can settlement be delayed by an agent’s compensation?”
*Please note: Any questions regarding Legal Hotline Spotlights should be submitted via the Virginia REALTORS® Legal Hotline. Our attorneys are unable to respond to questions through our comments section. Q: “Can settlement be delayed by an […]
- 5 Key Takeaways from the NAHREP 2024 State of Hispanic Homeownership Report
In honor of Hispanic Heritage Month, we’re taking a look at the 2024 State of Hispanic Homeownership Report released by the National Association of Hispanic Real Estate Professionals (NAHREP). According to the report, homeownership rate […]
- How Many Homes Are Within Reach for Essential Workers?
Home prices continue to rise year-over-year, even though many Americans are finding it hard to afford a home. As of August, the median home price nationwide is $422,600, an increase of 2.0% from a year earlier, according to the National Association […]
- “Is my seller required to grant a buyer post-inspection access?”
*Please note: Any questions regarding Legal Hotline Spotlights should be submitted via the Virginia REALTORS® Legal Hotline. Our attorneys are unable to respond to questions through our comments section. Q: “I represent a seller in a […]
- Benefits of Using an Ombudsman
Why hire a REALTOR® over a non-REALTOR® licensee? One of the most common answers to this question is because REALTORS® are held to a higher standard by NAR’s Code of Ethics. Code of Ethics enforcement is a cornerstone of the REALTOR® brand, […]
- “Can I provide tenant information and records to the property owner?”
*Please note: Any questions regarding Legal Hotline Spotlights should be submitted via the Virginia REALTORS® Legal Hotline. Our attorneys are unable to respond to questions through our comments section. Q: “I have been managing several […]
- Fair Credit Reporting Act
The Fair Credit Reporting Act (15 U.S.C. §§ 1681-1681x) is a federal law that you need to follow as a property manager if you are performing credit checks. If you are using a prospective tenant’s credit report to evaluate whether they are […]
- Who’s Asking: Rental Trends in Virginia
The multifamily market has shifted over the last five years as demand has led to big construction booms and double-digit rent growth. Recently, multifamily construction has slowed down across Virginia but rent prices remain elevated. Let’s look at […]
- Key Takeaways: August 2025 Virginia Home Sales Report
Key Takeaways Sales activity was flat in Virginia this month. There were 9,423 homes sold in August, just 15 more than last year (+0.2%). This also mirrors year-to-date trends in what has been a sluggish 2025 market. Home prices are still […]
- “Can my seller request ‘love letters’ to help her in selecting a buyer?”
*Please note: Any questions regarding Legal Hotline Spotlights should be submitted via the Virginia REALTORS® Legal Hotline. Our attorneys are unable to respond to questions through our comments section. Q: “My seller has a couple of offers […]
- Bill White Named Virginia’s REALTOR® of the Year for 2025
Bill White (center) pictured with 2024 Virginia REALTOR® of the Year Denise Ramey (left) and VAR 2025 President Lorraine Arora (right) Virginia REALTORS® conducted its annual awards ceremony in downtown Richmond last night, recognizing […]
- Curt Reichstetter Installed as Virginia REALTORS® 2026 President
Virginia REALTORS® proudly announces that Richmond broker Curt Reichstetter has been installed as the association’s 2026 President. The installation ceremony took place on the evening of September 17, 2025, in downtown Richmond. With more than […]
- Virginia REALTORS® Announces 2025 Award Winners
Virginia REALTORS® held its annual awards ceremony in downtown Richmond on September 17, 2025. The ceremony recognized excellence in various areas of real estate, along with notable community contributions. Awardees were selected by a committee of […]
- Virginia REALTORS® 2024 RPAC Honors Recap
On Tuesday, September 16, 2025, REALTORS® from across the commonwealth gathered for the 2024 RPAC Awards ceremony in downtown Richmond. The event was emceed by our 2024 RPAC Chair, Virginia REALTORS® 2022 Past President Denise Ramey and concluded […]
- Early Voting is Now Open
Welcome to Election Day in Virginia! No, your eyes are not playing tricks on you; it’s still only September. But to many elected officials around the commonwealth, September 19th, the first day of early voting, feels like Election Day. Beginning […]
- “Can REALTORS® turn on appliances during a showing?”
*Please note: Any questions regarding Legal Hotline Spotlights should be submitted via the Virginia REALTORS® Legal Hotline. Our attorneys are unable to respond to questions through our comments section. Q: “An agent from another firm showed […]
- Virginia REALTORS® Announces New Strategic Plan
Virginia REALTORS® is pleased to announce our new Strategic Plan. Developed through a collaborative process involving member leaders and a professional strategic planning firm, this initiative positions Virginia REALTORS® for long-term success and […]
- Credit Quality Concerns Ripple Through Banking Sector
Credit quality became an increasing cause of concern among lenders and analysts after JPMorgan Chase CEO Jamie Dimon discussed his concern regarding recent bankruptcies of First Brands and Tricolor Holdings, a major provider of subprime auto loans. “My antenna goes up when things like that happen,” Dimon told analysts during a call with analysts. “And I probably shouldn’t say this, but when you see one cockroach, there are probably more… Everyone should be forewarned on […]
- Builder Expectations on the Rise Despite Market Difficulties
For the first time since last January, future sales estimates exceeded the 50-point breakeven point in October, indicating a strong increase in sentiment levels despite builders’ ongoing struggles with market and macroeconomic uncertainty. “While recent declines for mortgage rates are an encouraging sign for affordability conditions, the market remains challenging,” said Buddy Hughes, NAHB Chairman, a home builder and developer from Lexington, N.C. “The housing market has some […]
- Government Shutdown Threatens Real-Estate-Heavy State Economies
The ongoing U.S. government shutdown, now entering its third week, risks doing more than stall Washington—it threatens to stall housing markets and state economies built around them. That’s the warning from Realtor.com, reporting in “Government Shutdown Could Stall 5 State Economies…” that real-estate-centric states may bear the brunt of the fallout as federal support grinds to a halt. According to the report, Florida, Delaware, Arizona, Hawaii, and Nevada are most exposed. […]
- Phoenix Suns ownership dispute involving UWM’s Ishbia resolved in court
The legal dispute over ownership and transparency of the NBA‘s Phoenix Suns has apparently come to an end as the parties have executed a stipulation of dismissal in the Delaware Court of Chancery, formally ending the lawsuit without a judge deciding the merits. The filing, submitted Friday, stipulates that both parties will cover their own legal fees and costs. It comes just days after a countersuit from Suns majority owner Mat Ishbia, who also serves as president and CEO of […]
- Griffin Funding alleges West Capital Lending, former LOs diverted borrower leads
loanDepot wasn’t the first mortgage lender to accuse West Capital Lending (WCL) of engaging in unlawful business practices — allegations that have drawn renewed attention to the tensions between retail mortgage lenders and brokerages in California. The cases spotlight the transfer of leads and borrowers when loan officers move between companies, raising questions about the balance between corporate ownership of customer data and the personal relationships LOs maintain with borrowers. […]
- TransUnion cuts VantageScore 4.0 pricing for mortgage lenders
Credit bureau TransUnion has followed its peers in slashing prices for mortgage lenders that purchase VantageScore 4.0, responding to Fair Isaac Corp. (FICO)’s newly implemented pricing model.Starting in 2026, TransUnion will offer VantageScore 4.0 for $4 per score and provide it at no cost to lenders that purchase a FICO score through the end of that year. The company said the pricing compares to FICO’s $10 per score announced for 2026.“Our approach reaffirms TransUnion’s commitment to […]
- Tech Pulse: Are MLS policies built for the ChatGPT era?
Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: Are MLS policies built for the ChatGPT era? Zillow‘s integration with ChatGPT has ignited a debate over MLS compliance, with industry leaders examining the implications for data privacy and policy. While some view it as a technological advancement, […]
- Flagstar's shareholders approve plan to dissolve holding company
Flagstar shareholders approved a plan to merge its holding company into the bank; Huntington tapped a new chief auditor, along with two new business leaders; First Foundation hired a new chief credit officer; and more in this week's banking news roundup.
- The $79 trillion shift: How lost wages are fueling the housing crisis
For years, policymakers and analysts have debated the reasons behind America’s worsening housing affordability crisis. Some point to zoning and land-use restrictions, others to construction bottlenecks or rising interest rates. But a growing body of research suggests a deeper, structural problem; wages simply haven’t kept up with the cost of living. That disconnect — according to two experts who study housing and labor markets — may hold the key to understanding why the […]
- Senior homeowner wealth hits new record high of $14.4 trillion
U.S. homeowners 62 and older saw their housing wealth grow by 4% in the second quarter of 2025 to a total of $14.39 trillion. That’s according to the latest quarterly report released Friday by the National Reverse Mortgage Lenders Association (NRMLA) in conjunction with data analytics firm RiskSpan. The previous record for senior-held home equity was $14.18 trillion in Q2 2024. The companies’ Reverse Mortgage Market Index (RMMI) rose from 486.69 in Q1 2025 to its highest […]
- Home-Sale Profit Margins Hit Level Highest in Over a Year
Homeowners made an estimated 49.9% profit on average single-family home and condo sales in Q3 of 2025, according to ATTOM’s third quarter 2025 U.S. Home Sales Report. That was still less than the 55.4% average profit sellers saw in the third quarter of 2024, but it was a tiny increase over the 49.3% profit margin reported in the previous quarter. Profit margins for home sellers were over 30% before 2020. Profits soared to over 60% in mid-2022 as the Covid-19 outbreak prompted people to […]
- Cornerstone Capital to acquire another Texas bank
Approximately three years after the one-time non-depository bought Roscoe (Texas) State Bank, Cornerstone Capital Bancorp agreed to purchase Peoples Bancorp.
- Movement Mortgage completes tech overhaul, rolls out new LOS
Movement Mortgage said Friday that it has completed a three-year overhaul of its technology systems, culminating in the launch of its new loan origination system, MORE LOS. The rollout marks the final phase of Movement‘s initiative to modernize and merge the company’s core systems into a single platform — including data and infrastructure, cybersecurity, finance, capital markets, customer service, marketing automation, CRM, point of sale and loan origination. The new […]
- Peoples Bank to be Acquired by Cornerstone Capital Bank
Peoples Bancorp, Inc. (“Peoples”), the holding company for Peoples Bank, with its headquarters located in Lubbock, Texas, and Cornerstone Capital Bancorp, Inc. (“Cornerstone” or the “Company”), the holding company for Cornerstone Capital Bank, today announced the signing of a final agreement that will allow Cornerstone to acquire Peoples through a merger. “We are pleased to welcome Peoples to Cornerstone Capital Bank,” said Scott Almy, President and CEO of Cornerstone. […]
- California broker fined for unlicensed activity
Regulators also accused Southern California-based E Mortgage of failing to properly supervise remote employees and cooperate with their examinations.
- American Pacific Mortgage names new CEO amid leadership transitions
American Pacific Mortgage (APM) announced on Friday a leadership transition as longtime chairman and former president and CEO Bill Lowman prepares to retire later this month after more than two decades with the company. “Words cannot express how impactful Bill’s leadership, guidance, and commitment have been to this company for more than 20 years,” said Ned Payant, the current CEO of American Pacific Mortgage. “He has been instrumental in shaping APM’s foundation and long-term […]
- Tech developments in the mortgage capital markets heat up
Solve stages an acquisition, Intercontinental Exchange partners on new indices, Optimal Blue adds updates and Incenter offers a CRA loan trading platform.
- New-home loan growth slows as builders anticipate a slowdown
While borrowing activity increased from a year ago, seasonal patterns and economic concerns suggest near-term slowing, the Mortgage Bankers Association said.
- FundingShield reports Q3 mortgage fraud surge amid risky lending environment
FundingShield, a provider of wire and title fraud prevention technology, reported a surge in fraudulent activity and compliance lapses across the mortgage and settlement services industry during the third quarter of 2025, marking one of the riskiest periods on record for loan transactions. Nearly half (46.6%) of transactions in a $90 billion portfolio were flagged for potential fraud or compliance issues, according to the company’s latest Wire Fraud Analytics & Risk Report, […]
- When is the best time to buy a home? January. Here's why
LendingTree found that during 2024, May's median price for a 1,500 square foot home was $194.20 versus January's $178.60, a difference of $23,400.
- You're all caught up!
- How to spot fake letters of credit
Fake letters of credit are a global problem. Whether you’re in Mumbai, or Hong Kong, or the United States, these fraudulent instruments have fueled inflated shipments, unpaid cargo, and fraudulent collateral protection insurance for decades.
- Ghost Fraud: A Haunting Reality
- Resistant AI Raises $25 Million in Series B Funding to Empower AI Agents to Fight Fraud and Fincrime
DTCP Growth leads investment round, with existing investors Notion Capital, Google Ventures (GV), Experian doubling down on commitment PRAGUE – 13 October 2025 – Resistant AI, the leading provider of a native artificial intelligence models for financial crime and fraud prevention, today announced a $25 million Series B funding round. The round was led by DTCP, with strong participation from existing investors including Experian, GV, and Notion Capital who are doubling down on their […]
- How to spot fake P60 forms
Using a fake P60 form to inflate income and spoof mortgage applications is not a rare occurrence. Even members of the popular tv show UK apprentice have attempted this kind of fraud.
- 6 Ways to Get Involved in International Fraud Awareness Week
- Optimizing order entry in title insurance with AI is revolutionizing workflows and enhancing accuracy; discover what this means for the future of the industry.
How AI Is Transforming Order Entry in Title Insurance AI is transforming order entry in title insurance by automating data capture and streamlining workflows. You’ll notice a significant reduction in manual data input, leading to quicker and more accurate processes. AI enhances accuracy by validating information against reliable sources and flagging discrepancies. This means you get faster processing
- How to spot fake police reports
In 2025, law enforcement agencies worldwide have warned about the rise of fake police reports. On July 16th of this year, several Louisiana law enforcement leaders were charged with selling such reports to immigrants seeking visas.
- Cybersecurity Awareness Month: How to Protect Sensitive Information Online
- Ready for FinCEN and RER operationally? Remember to get your clients ready, too.
On Dec. 1, title professionals will begin submitting reports to FinCEN regarding certain non-financed transfers of residential real estate to legal entities or trusts. While title agents are scrambling to figure out how they are going to fulfill the new real estate reporting rule (RER) from an operational and financial standpoint, they are also confronted
- Racketeering Suit Targets Tallahassee "Elder Care" Players
- Ritchie-Jennings Memorial Scholarship Recipient: Darwin Makhija
- How to spot fake hotel bookings
A UK man who was “forced to cancel” 14 holidays due to COVID restrictions was recently sentenced for submitting fake claims (and fake hotel bookings) as evidence. This shouldn’t come as a surprise. Travel insurance providers are seeing a surge in suspicious claims related to these documents in 2025.
- Money Muling 2.0: Webinar Recap
Money muling is taking on a new form in 2025. Where fraudsters once relied on coercion, deception, or shady recruitment schemes, they now have a more powerful tool: "account farms" that sell pre-authorized bank and payment accounts — effectively giving fraudsters an on-demand mule network at scale.
- Ways to Combat Trending Text Scams: Fake Deliveries, Job Offers and Toll Tags
- Strengthening Public-Sector Fraud Defense
- Beyond Detection: 4 Ways to Tackle Fraudulent Insurance Claims
- How to spot fake EIN verification letters
In 2025, the Federal Trade Commission (FTC) warned businesses about websites charging up to $300 for Employer Identification Numbers (EINs) while falsely claiming affiliation with the IRS.
- Catching What Prevention Misses: The Case for Detective Controls
- Future-Proofing Fraud Prevention: The Role of Corporate Alliances in Emerging Threats
- How to spot fake flight tickets
How to spot fake flight tickets The skies have never been more crowded. In 2025, airlines are expected to carry a record 5.2 billion passengers, a 6.7% increase from 2024 — the first time ever surpassing the 5 billion mark.
- Do Deeds Require Witnesses? What Notaries & Homeowners Should Know by State
Do Deeds Always Require Witnesses? What Every Homeowner and Notary Should Know When it comes to signing and transferring property, one small detail can make a huge difference — witness requirements. Many notaries and homeowners assume a notarization alone makes the deed complete. But depending on the state where the property is located, that’s not always true. Some states require witnesses in addition to the notary acknowledgment, and in certain places, the notary may even serve as […]
- The Art of Negotiating Notary Service Fees
The Art of Negotiating Notary Service Fees When it comes to running a notary business, one of the biggest challenges isn’t stamping documents—it’s knowing how to price your services wisely and communicate your value confidently. Fee negotiation is both a skill and a mindset, one that balances professionalism, integrity, and business growth.Understand the Value—And the ResponsibilityBefore you can negotiate, you must understand what you truly bring to the table. Clients aren’t paying […]
- How to Calculate Notary Fees the Smart Way (With a Simple Worksheet)
Let's jump into it...fees Pricing your notary services can feel like walking a tightrope. Charge too little, and you undervalue yourself. Charge too much, and you scare away clients. Fortunately, with a structured worksheet and some best practices, you can compute your fees with confidence, transparency, and fairness.In this post, we’ll break down the framework shared in the “Notary Fee Calculation Made Easy” video, show how to build your own worksheet, and offer tips to communicate your […]
- IPEN vs. Remote Online Notarization: Key Differences & Benefits
IPEN vs. Remote Online Notarization: Which One Is Right for You? As technology continues to reshape the notary industry, two powerful tools have emerged at the forefront of digital notarization: In-Person Electronic Notarization (IPEN) and Remote Online Notarization (RON). While both methods modernize the notarization process, they serve different purposes and offer unique benefits for notaries, clients, and industries that rely on notarized documents.Let’s break down the differences and […]
- Wearing Too Many Hats: Why Small Business Owners Lose Customers When They Overextend
Wearing Too Many Hats: When Small Business Owners Stretch Themselves Too Thin As small business owners, we’re often celebrated for our hustle. We juggle roles—CEO, marketer, bookkeeper, customer service rep—all while dreaming of expansion and new ventures. But here’s the reality: sometimes wearing too many hats comes at a cost, not only to us but also to the clients and customers who depend on us.When Too Much Becomes Too MuchThere’s nothing wrong with managing multiple businesses. […]
- Paper vs. Electronic Notary Journals: Which One Is Right for You?
Paper vs. Electronic Journals: Which One Makes Sense for Your Notary Business? As notaries, one of the tools we must maintain is a journal of our notarial acts. While the law in many states may leave the format up to us, the choice between a paper journal and an electronic journal (ejournal) often comes down to business practicality.The Case for EjournalsEjournals are an excellent choice for notaries who perform consistent and frequent notarizations. If you are running a busy practice, […]
- Your Email Signature: What It Is, Why It Matters, and How to Create One
Your Email Signature: What It Is, Why It Matters, and How to Create One IntroductionYour email signature is more than just your name—it’s your digital business card. Every email you send is an opportunity to reinforce your professionalism, promote your brand, and make it easy for clients to connect with you. Let’s explore what an email signature is, what it should include, and the tools you can use to create one.What Is an Email Signature?An email signature is the block of text or design […]
- Why a Professional Email Beats Personal for Your Business
Why Your Email Matters: Professional vs. Personal in Business First impressions in business go beyond your smile or your website—they show up in your inbox. Your email address is often the first detail a customer sees, and it immediately influences how they perceive your business.Professional vs. Personal Emails: What’s the Difference?Personal Email Examples: yourname@gmail.com, lovelysun@yahoo.com. These accounts are great for your friends, online shopping, and family […]
- Flyers, Business Cards, Postcards, and Brochures: How to Use Marketing Stationery the Right Way
Flyers, Business Cards, Postcards, and Brochures – How to Use Them the Right Way IntroductionMarketing materials are not one-size-fits-all. Each piece of stationery—business cards, flyers, postcards, and brochures—has its own role. The mistake many business owners make is cramming too much information on one item or not enough on another. The key is knowing what each format is designed to do and how to use it correctly.Business Cards: Your First Impression Your business card should be […]
- Notary Public vs. Signing Agent: What’s the Real Difference?
Notary Public vs. Notary Signing Agent: The Real Difference There’s a lot of confusion between what a Notary Public is and what a Notary Signing Agent does. Here’s the truth every notary—and client—should understand.Notary Public A Notary Public is what you are commissioned as legally by your state government. Your general duties are straightforward and essential: Identify the signerAssess willingness and awarenessWitness the signatureIn most cases, signers have already […]
- Why Do Trustees Sign “Individually and as Trustee”? | Trust Signing Explained
Why Does a Trustee Sometimes Sign “Individually and as Trustee”? When you establish a trust, you gain both protection and flexibility for your assets. But when it comes time to sign legal documents, you may notice varying signature requirements — sometimes you’re asked to sign only as trustee, other times both individually and as trustee. What’s the difference? And why does it matter? Understanding the Role of a TrusteeA trustee is the person who manages the trust according to its […]
- Why Knowing Your Target Audience Is the Foundation of Marketing Success
Target Audience & Professionalism: Keys to Growing Your Business When it comes to marketing, the truth is simple: not every business speaks to every audience. Depending on your industry, the success of your marketing depends heavily on how well you understand three key things:Who your target audience isWhat channels they use to discover businesses like yoursHow they prefer to receive servicesWithout clarity in these areas, your marketing efforts will often feel scattered and unproductive. […]
- RON Is a Game-Changer for People Overseas
If you’re living or working overseas, you know how challenging it can be to get U.S. documents notarized. That’s where Remote Online Notarization (RON) comes in.What is RON? Remote Online Notarization lets you meet with a notary through a secure video platform. You upload your ID, connect on camera, and sign electronically—all without stepping foot in the U.S.Why It’s Perfect for People AbroadMilitary families stationed overseas can handle powers of attorney, wills, and housing […]
- How to Prepare for a Smooth Loan Signing | Borrower & Seller Checklist
How to Prepare for a Smooth Loan Signing: A Checklist for Borrowers and Sellers IntroductionLoan signings are one of the most important—and sometimes most stressful—parts of the home buying or selling process. The good news? With the right preparation, your signing can be quick, efficient, and error-free.As a notary who specializes in real estate closings, I’ve seen how small oversights (like missing IDs or unprepared witnesses) can cause delays. This guide provides a simple checklist […]
- Why Ink Color Matters in Document Signing | Blue Ink vs. Black Ink Explained
Why Ink Color Matters in Document Signing: Not Just Black and White IntroductionWhen you pick up a pen to sign a document, you might think the ink color doesn’t matter—as long as your signature is there. But in the world of legal, financial, and real estate transactions, ink color is more than just a personal choice. It’s about clarity, compliance, and sometimes even fraud prevention.So why do certain industries require blue ink, while others insist on black? Let’s dive in. 1. The […]
- Signature by Mark vs. Signature by Proxy in Florida | Notary Guide for Disabled Signers
Signature by Mark vs. Signature by Proxy in Florida: What Every Notary Should Know IntroductionAs a notary public, you’ll encounter signers who may be physically unable to sign their names in the traditional way. Florida law provides options to ensure these individuals are not excluded from executing important documents. Two of the most common alternatives are signature by mark and signature by proxy.While both methods allow signers with disabilities to complete legal paperwork, they carry […]
- Best Payment Methods for Small & Notary Businesses (2025)
Payment Methods Every Small Business & Notary Should Consider Getting paid is one of the most important parts of running your business. Whether you are a notary public, a mobile signing agent, or a small business owner, the way you accept payments directly impacts your cash flow, client satisfaction, and even your profitability.Today, there are more ways than ever to accept payments—credit/debit cards, cash, checks, and a wide range of digital processors like Square, PayPal, QuickBooks […]
- Mobile Notary for Real Estate: Title Companies & Attorneys
Real estate closings don’t always happen at the most convenient times. Title companies and attorneys know that having a dependable mobile notary can make all the difference.Convenience for Everyone A mobile notary travels to where the clients are—whether that’s a home, office, or even a coffee shop. This flexibility helps reduce delays, especially when multiple signers are involved.Support for Title Companies Title officers juggle a lot. When they can rely on a mobile notary, they know […]
- Notary Journals: Do You Really Need One?
Notary Journals: Why Every Notary Should Keep One (Even If It’s Not Required) Introduction: More Than Just a Book of NotesSome notaries view journals as optional. But what if your career, reputation, or even your personal finances depended on keeping one? While not every state requires a notary journal, experienced professionals know it’s the single most important safeguard in their toolkit.In this article, we’ll explore why journals matter, highlight real court cases where journals were […]
- Top 5 Ways to Find a Reliable Notary Near You
When you need a document notarized, it’s not something you want to stress over. Whether it’s a power of attorney, real estate closing, or school paperwork, finding the right notary can save you time and headaches. Here are my top five tips for finding a reliable notary near you:1. Search the right keywords. Use terms like “mobile notary near me,” “remote notary,” or “virtual notary.” These will help you find professionals who are flexible and offer both in-person and online […]